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Kiva (commonly known by its domain name, Kiva.org) is a 501(c)(3) non-profit organization that allows people to lend money via the Internet to low-income entrepreneurs and students in 77 countries. Kiva's mission is "to expand financial access to help underserved communities thrive."Since 2005, Kiva has crowd-funded more than 1.6 million loans, totaling over $1.33 billion, with a repayment rate of between 96 and 97 percent. Over 1.8 million lenders worldwide use the Kiva platform.
Kiva relies on a network of field partners to administer the loans on the ground. These field partners can be microfinance institutions, social impact businesses, schools or non-profit organizations. Kiva includes personal stories of each person who needs a loan so that their lenders can connect with their entrepreneurs on a human level.Neither Kiva itself nor its individual lenders collect any interest on the loans it facilitates. However, Kiva borrowers do pay interest on most loans to its Field Partners. Kiva is supported by grants, loans, and donations from its users, corporations, and national institutions. Kiva is headquartered in San Francisco, California.

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