Tony254
JF-Expert Member
- May 11, 2017
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Kenya sio uchumi size yenu. Mo hawezi kudominate Kenya anavyowadominate nyinyi. Uchumi wa $105 billion unataka kuulinganisha na uchumi wa $72 billion?
Kenya sio uchumi size yenu. Mo hawezi kudominate Kenya anavyowadominate nyinyi. Uchumi wa $105 billion unataka kuulinganisha na uchumi wa $72 billion?Nchi zote tajiri zina ma bilionea wacha kuleta maneno mbovu ww ..mo akija uko anaeza inunua kenya
Yaani huwa anawadanganya hivyo?Uwezi kumkinganisha Azam na wahindi wa Kenya. Wao wana passport ya Kenya na England au India. Azam ni mtoto wa Tanzania OG. Alianza kwa kuhuza ulojoo na Sharibati ZNZ.
kwani unateseka au??Hivi karibuni mtaanza kunyea kwenye choo cha Azam. Hata condom itakuwa ni ya Azam.
Tanzanian economy is $64M. Hiyo $72M watafika 2050.Kenya sio uchumi size yenu. Mo hawezi kudominate Kenya anavyowadominate nyinyi. Uchumi wa $105 billion unataka kuulinganisha na uchumi wa $72 billion?
Kwa hiyo nchi za kiislamu hakuna banking services? 😂Huyu jamaa ni Muislam sana sidhan kama ataanzisha au kuingia kwenye hii busness
Benki zote zinazomilikiwa na waislamu, zina kuwa na sheria zao special, ndio maana issue ya kukopesheana kwa riba huwezi pata humo ndani.Nilikuwa namaanisha ile issue ya kukopeshana kwa riba sijui kama ataikubali mana huyu jamaa ana sheria za kiislam sanaaa
huyo mwamba siku kenya mkamruhusu tu ndio mtaelewa kwanini anaitwa bakheresa the guy is business genius..Huyu Muarabu si atadominate industries zote Tanzania. Kuanzia Azam tv, Azam drinks hadi sasa ameingia kwenye Azampesa. Aisee kwani Tanzania ina mwanamme mmoja tu hao wengine ni mazombie?
Hata akiruhusiwa, bado atapata competition kwa vigogo wa KE, sio ati akija ndo atapata mteremko, la hasha. 😂huyo mwamba siku kenya mkamruhusu tu ndio mtaelewa kwanini anaitwa bakheresa the guy is business genius..
Anatamba TZ coz most of them are bongolalas, hana meaningful competition., he's almost becoming a monopoly., too bad for black Tanzanians., uzembe ni mbaya!Hata akiruhusiwa, bado atapata competition kwa vigogo wa KE, sio ati akija ndo atapata mteremko, la hasha. 😂
Kenya kwa mara ya kwanza imeshikilia uongozi wa Financial Technology (FinTech) barani Africa kwa kuipiku Nigeria na SA.. Tuko number 31 dunia nzima!!!!AzamPay preps to launch AzamPesa
June 23, 2021
The high service fees slapped on mobile money transfers is one of the biggest hurdles says Ahmad. “One of the critiques we have of the existing digital payment system is that it is too focused on the movement of money instead of the underlying commercial transaction.”
AzamPay CEO, Firas Ahmad.
“We believe that digital payments can be more effective in promoting economic growth, financial inclusion and formalising the economy by becoming a mechanism for trust. If you can connect an unknown buyer and an unknown seller to transact digitally, then you increase the number of potential customers for that seller and the number of things that the buyer can purchase,” he explained.
AzamPay’s value proposition in Africa is to first transform B2B transactions from cash to digital payments and it is spearheading this through its SARAFU platform, a B2B supply chain product. The platform only provides digital payment options for orders and deliveries.
In May, SARAFU processed over Tsh5-billion and the intention is to rope in more retailers onto the platform in the coming months. It is also planning a launch of AzamPesa, a mobile money wallet similar to M-Pesa or Tigo Pesa. “Our overall approach is to build a digital ecosystem around e-commerce. The vast majority of transactions in Sub-Saharan Africa are still in cash, the opportunity right now is to expand the digital pie,” Ahmad explained. The company’s strategy is to create value propositions for the merchant and the consumer that push more of those transactions to digital platforms.
Less cost, bigger pie
For mobile money companies to convert more transactions from cash to digital, they need to segment the market more effectively. “The P2P transaction fee business model does not address all the use cases,” said Ahmad. While virtual goods such as airtime, TV payments and electricity are heavily skewed towards digital payments, most consumers prefer to pay for point of sale goods in cash because it is more convenient and to avoid the transaction fees.
Mobile money companies need to strategise around how to lower fees while creating varied value propositions for different kinds of end-users. “If ten percent of transactions in Tanzania are digital, ninety percent are not. Our thinking is how do we start to expand the pie into that ninety per cent” he said.
Offering convenience at no cost was one value proposition that turned customers towards digital payments on the company’s SARAFU platform. The fact that retailers can now order all their goods at competitive prices during convenient hours with free same-day delivery was an advantage they could not pass up.
The Tsh5-billion transactions the company processed on its platform last month was closer to zero 18 months ago, Ahmad stated. “That has also given us the opportunities to now look at providing credit service and other types of financial services for the retailers. At the same time Sarafu also a benefits manufacturers as we can access data on where and how their products are selling,” he said.
Consumer data is where credit cards and other traditional payment rails still have an edge over mobile money products. Credit cards obviate the need for a merchant to determine the creditworthiness of a consumer.
Anatamba TZ coz most of them are bongolalas, hana meaningful competition., he's almost becoming a monopoly., too bad for black Tanzanians., uzembe ni mbaya!
2022 tuona watakao piga kura. Wahindi karibu wote watakimbilia Uganda na Tanzania. Tunawona, ni wachache sana wanapinga kura. Wengine watakuwa wamekwenda kwa Mama Elizabeth au India kustare na kujitibuYaani huwa anawadanganya hivyo?
eti fintech, mnapenda sana sifa wakunya kuna mwenzenu youtuber anaomba msaada wa kulipa bill hospitali huko YouTube. dingi ake kalazwa aga khan kisumu bill imekuja kubwa wameshindwa kulipa. kamchangie kwanzaKenya kwa mara ya kwanza imeshikilia uongozi wa Financial Technology (FinTech) barani Africa kwa kuipiku Nigeria na SA.. Tuko number 31 dunia nzima!!!!
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Lagos slumps in 2021 Global Fintech ranking, Nairobi ranks high
Nigeria’s commercial nerve centre, Lagos, dropped 22 places to rank 93rd in the 2021 Global Fintech Rankings.
The city’s ranking nosedived according to the new report released by findexable, which identifies emerging hubs, fintech companies and trends.
The new ranking, powered by Mambu, shows that 2020 was a year in which the financial technology (‘fintech’) sector expanded globally, building upon a surge in demand for technology that increases access to digital finance.
While Lagos slumped in the report, Nairobi, the capital city of Kenya, jumped 26 places upwards to rank 37th on the global ranking. It is the only African city in the top 50 category of cities around the globe, according to the report.
Accra, Ghana’s capital city, dropped 28 places to rank 151 on the global ranking of cities.
Within the year, over 50 new cities and 20 new countries were added to the index, meaning that they host the headquarters of at least 10 privately-owned fintech companies.
Meanwhile, among the 83 countries ranked in the index, Nigeria dropped five places to rank 57th behind Kenya, which moved eleven steps upward to rank 31st.
Africa’s largest economy also ranked behind South Africa, which equally dropped seven places to rank 44th.
Lagos slumps in 2021 Global Fintech ranking, Nairobi ranks high
The report comes a week after the Global Startup Ecosystem Index 2021 said Lagos switched places with Nairobi as the continent’s...www.premiumtimesng.com
hata wewe dingi yako akilazwa hospitalini lazima utapanic. huyo youtuber anastahili kupewa support lakini Omosh hapanaeti fintech, mnapenda sana sifa wakunya kuna mwenzenu youtuber anaomba msaada wa kulipa bill hospitali huko YouTube. dingi ake kalazwa aga khan kisumu bill imekuja kubwa wameshindwa kulipa. kamchangie kwanza
Anaona mbaliHuyu Muarabu si atadominate industries zote Tanzania. Kuanzia Azam tv, Azam drinks hadi sasa ameingia kwenye Azampesa. Aisee kwani Tanzania ina mwanamme mmoja tu hao wengine ni mazombie?