Invest A=Tshs 500,000 / month and get F=100 million after 10 years (n=120 periods) with one TZ Bank

enhe said:
Hao ndio wanaojiita magreat thinkers mabingwa wa kukosoa na si kujibu maswali...hay bwana sidahani kama kwa mwendo huu tutafika........
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Well labda sielewi kinachoita jibu hapa kinatakiwa kiweje........but nadanai wengi wamejikita kwenye udhaifu ama upungufu wa kilichodaiwa kuwa ni investment. n akimsingi si lazimamajibu yaendane!
 
Husninyo said:
siwezi kubisha maana hakuna mtu aliyeona terms na conditions ya hiyo kitu zipo vipi. Wanaweza wakawa wanatoa m100 at the end of those 10yrs ila ukatakiwa kukatwa percent flani kufidia costs incurred.
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Hata usamehewe, lazima withholding tax itakuwa inakusubiri tu, imma faima!
 
hailipi has kwa kijana kuwaza utajiri wa chubwi!
kwa benki inawalipa sana tu kwa sababu wakiwekeza kwa mwezi kwa asilimia mbili tu kwa miaka kumi wana kama million 169 hivyo hakuna hasara kukupa mia kwa miaka kumi lakini binafsi hatuwezi kuishi na kuendesha maisha yetu kwa hela za kizembe! ila kumbuka mfumuko wa bei ni zaidi ya silimia 15% kwa mwaka hivyo jaribu kufikiria utakuwa umepoteza kiasi gani wakati ukitulia kwa mwezi unaweza ukazalisha na ukapata faida ya zaidi ya asilimia 20 na ukawaajiri kwa njia moja au nyingine watanzania wenzako mara 7( multiplier effect)
 

Hii imetulia sana ngoja niifuatilie kwa akiba ya matumizi ya hapo baadae.
 
Siku hizi unajua hesabu za kugawanya eeh?
Sasa ungejenga hata kibanda si ungepata hiyo faida? Ama ukifanya biashara ya mama ntilie? Milioni 100 ya leo kwa madafu haya itakuwa na thamani gani 10 years to come?
 

kak unasahau na thamani ya hiyo 100ml miaka kumi ijayo itakuwa nini?
Unaweza kukuta ni bei ya MKATE kwa serekali yetu hii!
 

Kama ni kweli basi inahusika!
 
true its very possible, tena hapo na risk ni kubwa sana sababu hujui kama kweli utapata hizo pesa zako, so its not as free lunch as the guys said.., kwa mtu ku-invest such sum he should be given that amount or more, sababu he/she is taking a big risk (benki inaweza kufa ati..)
 
King'asti said:
Siku hizi unajua hesabu za kugawanya eeh?
Sasa ungejenga hata kibanda si ungepata hiyo faida? Ama ukifanya biashara ya mama ntilie? Milioni 100 ya leo kwa madafu haya itakuwa na thamani gani 10 years to come?
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Wakuu nadhani hapa tunakosea kitu kimoja.., its true kwamba return sio ya kutisha kivile ila tunasahau kwamba kuna watu wanapesa zimekaa tu hata hawajui wazifanyie nini, mbaya zaidi zipo kwenye savings account ambapo kila mwezi wanakatwa service, inflation na mengineyo ambayo mwisho wa siku ni kwamba pesa yao inapungua kila mwezi.. Hivyo basi kwa watu kama hao hii fixed account sio mbaya (kama benki ina guarantee) sababu kuna uhakika kwamba pesa yake itaongezeka after 10 years kuliko biashara ina-involve risks na huenda muhusika hawezi kufanya biashara..

Kwahio its not a dumb idea, maybe its not a good idea to you ila wapo ambao inawafaa (those who can not invest themselves and are not waiting kwa Kampuni kama NiCO kuwatapeli)
 
interest ni 6% inflation ni zaidi ya 15% inamaana ukiweka 100000 inashuka thamani kwa at least 9%
Hiyo mil 100 haitakuwa na thamani hiyo maana purchasing power yake itashuka mara dufu

This is a scam you should invest in shares every month or forex
 
Gibbs said:
interest ni 6% inflation ni zaidi ya 15% inamaana ukiweka 100000 inashuka thamani kwa at least 9%
Hiyo mil 100 haitakuwa na thamani hiyo maana purchasing power yake itashuka mara dufu

This is a scam you should invest in shares every month or forex
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Mkuu seriously are you serious.., kuna guarantee gani kwamba hizo shares hazitashuka, au kampuni kufa.., hapo kwenye forex ndio kabisa its gambling hakuna uhakika wewaze kujikuta umepoteza kila kitu..

In short the most low risk investment ni government bonds ambazo na zenyewe return yake ni ndogo sana tena sana..., kwahio mkuu hakuna cha scam hapa you get what you are putting and all of these are investment vehicles ambazo zina advantage na disadvantage zake
 
Bt why they have left other factors, there considering only a steady growth of economy,which is nt applicable in Tz
 

You are right mate, kuna watu humu wao sidhani hata kama huwa wanaelewa kinachoulizwa at times kwani ukisoma swali na majibu wanayotoa hayaendani. Kama mtu huelewi uliza au achana na hilo swali kama huna jibu lake. Waweza kujibu then ukatoa ushauri unaoona unafaa lakini sio kukimbilia kwenye majibu ambayo hayana msaada kwa mtu aliyeuliza na wengine wanaoweza kufaidika kutokana na swali lililoulizwa. Laki 5 kila mwezi for ten years siyo mchezo kwani in a way ni savings as well as investment kutokana na what you are going to get after those 120 months.. Anayeweza kuwa msaada hapa asaidie otherwise jinyamazie tu usikimbilie kukatisha watu tamaa wakati huelewi kilichoulizwa...
 
Gibbs said:
interest ni 6% inflation ni zaidi ya 15% inamaana ukiweka 100000 inashuka thamani kwa at least 9%
Hiyo mil 100 haitakuwa na thamani hiyo maana purchasing power yake itashuka mara dufu

This is a scam you should invest in shares every month or forex
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YOU ARE QUITE RIGHT BY 110% In any investment you must consider among the followings:- Risk associated, Inflation or Time Value Of Money, Cost Of Capital, Tax etc and compare to other alternatives by making analysis using different methods like NPV.IRR, PBP etc.
 
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