kanuni ya kukokotoa mkopo wa wafanyakazi nmb

[koplo]

mwenye kujua kanuni ya kukokotoa mkopo wa nmb na benk nyingine naomba aitupie hapa
mfano take home ya 950000 anaweza kukopa maximum kiasigani? au akikopa 15m atalipa kiasi gani kwa 5yr

 

[Ulukolokwitanga]

Kama sikosei ni 13 times take home salary. Hapo utapata 12,350,000 nadhani Wataalam watakujuza vizuri.

 

[reandle]

mwenye kujua kanuni ya kukokotoa mkopo wa nmb na benk nyingine naomba aitupie hapa
mfano take home ya 950000 anaweza kukopa maximum kiasigani?

I left NMB some years ago but if no major changes ni kwamba wapo strict na BOT regulation where monthly instalment should not exceed 1/3 of net pay! If so, ur monthly instalment will be roughly 300K! Ukipewa 3 yrs loan then will be 300K x12 x3 less interest(24% or less)! if u want more,
maximize ur net pay !

 

[bhokemsama]

I left NMB some years ago but if no major changes ni kwamba wapo strict na BOT regulation where monthly instalment should not exceed 1/3 of net pay! If so, ur monthly instalment will be roughly 300K! Ukipewa 3 yrs loan then will be 300K x12 x3 less interest(24% or less)! if u want more,
maximize ur net pay !

Nasdaz things have changed nmb now....interest rate for salary workers ni 18% we are offering up to 5 years now also BOT regulation now ni should not exceed 60% of net pay kwa huyu anaeza kupata more than 7mil

 

[bhokemsama]

Kama take home ni hiyo 950000 take ua net salary times 22 then u wil get 20mil n 700 thou

 

[koplo]

Kama take home ni hiyo 950000 take ua net salary times 22 then u wil get 20mil n 700 thou

cjakupata yani 950000×22 ndo naweza kupewa kwa miaka mingapi?

 

[bhokemsama]

Kwa miaka 5 subir niingie ofcn then nicalculate kwa excel nikupe jibu kamili

 

[Kijuche]

Kwa miaka 5 subir niingie ofcn then nicalculate kwa excel nikupe jibu kamili

Mkuu tupo wengi tuotaka kujuzwa kuhusu issue hiyo. Msaada wako tafadhali.

 

[koplo]

Kwa miaka 5 subir niingie ofcn then nicalculate kwa excel nikupe jibu kamili

tunashukuru

 

[bhokemsama]

Wakuu jaman hapa kwenye system ni lazima nipate nione salary slip yako inanilazimu niingize makato yote ndo tupate actual amount makato kama PAYE,vyama vya wafanyakazi,etc so be specific unamakato yapi na yapi

 

[bhokemsama]

Interest ni 18%based on reducing balance

 

[koplo]

Wakuu jaman hapa kwenye system ni lazima nipate nione salary slip yako inanilazimu niingize makato yote ndo tupate actual amount makato kama PAYE,vyama vya wafanyakazi,etc so be specific unamakato yapi na yapi

Interest ni 18%based on reducing balance

nimetoa makato yote ndo ikabaki 9500000