Mkuu i think you should start small and be ready to take risks. Use the little you have at the moment and save to be able to realize your goal. It is until you start, that you can identify threats and opportunities. Remember you can only become a successful business owner if you have a business to practice on. By doing so you will be assured of a constant cash flow which is another important consideration you need before you get a loan no matter the collateral. Tafakari kwanza please.