1. Passion of the business owner.
2. Stiff competition ( substitute products quality/cheap/available)
3. lack of Patience ( biashara hufa mapema sana as expenses exceed revenue)/ and mis interpretations of accounts
4. Business people they dont reinvest their revenues ( savings)
5. Business Environment ( rushwa, Wizi, Shida, Kodi, Bad policies,
6. Uaminifu wa employees, wengi hawafanyi kazi ipasavyo. but wanaiba zaidi.
7. Biashara hazina systems.
8...........