Hao ndio watanzania Post Diamond afumaniwa uone kazi😂😂😂Hivi kati ya watu 55 mlio view thread yangu hamna mwenye ufahamu wa treasury bill/bonds?
Naomba watu wa Bcom-Finance and BA Economics mnisaidie
Sio kuwa ni watanzania mkuu ni brain za binadamu wote. Kuna Aina tatu za brain ; cortex deals with logic and reasoning, mammals brain and lizard brain Sasa Kuna brain fulani yenyewe ni kutafuta Bata tu na sio kuumiza kichwa ama mwili ama short term gratification. Tangiapo kazi kubwa ya ni pleasure seeking machine.Hao ndio watanzania Post Diamond afumaniwa uone kazi😂😂😂
Whatever you may call it ila Tanzania akili za wengi hasa kizazi cha sasa ni kupenda mambo ya hovyo yasio na tija! Yani kitu cha maana humpati mtu ila upuuzi utapata wafuasi 1M+..Sio kuwa ni watanzania mkuu ni brain za binadamu wote. Kuna Aina tatu za brain ; cortex deals with logic and reasoning, mammals brain and lizard brain Sasa Kuna brain fulani yenyewe ni kutafuta Bata tu na sio kuumiza kichwa ama mwili ama short term gratification. Tangiapo kazi kubwa ya ni pleasure seeking machine.
Kaka nakukubali sana. Na hili tatizo sijui hapa bongo litaishaje watu hawataki kuumiza vichwa kabisaWhatever you may call it ila Tanzania akili za wengi hasa kizazi cha sasa ni kupenda mambo ya hovyo yasio na tija! Yani kitu cha maana humpati mtu ila upuuzi utapata wafuasi 1M+..
Angalia hata muziki, imba kuhusu Covid19 na athari zake uone kama utapata views hata 100 kwa mwezi mzima ila anayeimba sanadakalawe ana views laki 6 ndani ya siku 3! Paka mate joka litereze hapo ni 1M views in a single day!
Watu wa sasa hawapendi concious topics, hutapata msaada kabisa!
Tulianguka mahali ila hatukuelewa mapema sasa haya ni matokeo tu!Kaka nakukubali sana. Na hili tatizo sijui hapa bongo litaishaje watu hawataki kuumiza vichwa kabisa
Treasury Bills
Treasury bills are short-term government securities, which are issued at discount and mature in less than a year. Treasury bills are used as a primary instrument for raising funds to meet temporary budget deficit and regulate money supply. Currently, the Bank of Tanzania issues on behalf of the Government of Tanzania, treasury bills in four maturities, namely 35, 91, 182 and 364 days. The minimum bid amount for Treasury bills is TZS 500,000 (Five Hundred Thousand Tanzania Shillings in multiples of TZS 10,000.
Treasury Bond
Treasury bonds are long-term debt instruments with a maturity period of more than one year and pay interest on semiannual basis. Treasury bonds issued by the Bank of Tanzania are in six maturities: 2, 5, 7, 10, 15 and 20 years. They are issued at fixed interest rate (coupon). The minimum bid amount for Treasury bonds is TZS 1,000,000 (One Million Tanzania Shillings) in multiples of TZS 100,000. They are quoted at either Premium, Par or Discount. As investment instruments, both Treasury Bills and Treasury Bonds have the following advantages:
- They are relatively risk free because they are issued by the Government.
- They are transferable and negotiable.
- They can be pledged as collateral.
- The rate of return is competitive
Tulianguka mahali ila hatukuelewa mapema sasa haya ni matokeo tu!
Hapo kwa uelewa wangu bonds unawekeza kwa govt na utalipiwa kwa mfumo wa coupon inayokuja kama interest, na hua zinalipwa kwa muda husika lets say a 2 years bond au 5 years of which unaweza ukalipwa semi annualy( kati kati ya mwaka) , annualy, au fixed mpaka bond ikimaliza maturity period yake. Na FDA haina benchmark ya muda huku wewe mwekezaji ndo ukiwa the determining factor ya muda utakao wekeza kwny account yakoya FDA. Na compounding interest + No of years ikiwa ndo tofauti ya Return On Investment (ROI) for both bonds and FDA( fixed deposit accounts). Kwa ufupi na uelewa wangu ni hivo, ukitaka kujua zaidi kuhusu bonds tembele kurasa za brokers mfano, solomon stockbrokers na wengineo ukapate elimu zaidi kuhusu bonds na njia nyingine za uwekezaji kama kuwekeza kwny Trust Funds, Index Funds * kama zipo and so on. Google is your friend
Nafikiri unaongea kinyume maana upuuzi umeanza na kizazi cha 2000 yani ni kama Mutation ilifanyika! 😂😂😂 watoto wadogo wa sasa ndio ambao wamekuja na wimbi la ujinga! Watoto wa 90’s ndio kizazi cha mwisho kinachojitambua!Nahisi kama hiki kizazi cha kuanzia cha mwaka 2000 kurudi nyuma kiteketee chote halafu watakaobaki waanze upya mana naona kama wako tofauti
😂😂not really, mi ni mwekezaji mdogo wa stocks ndo maana nmeona sio mbaya nkitoa uelewa wangu kidogo. Japo bonds hazijawahi kuni vutia that much.Brave enough