Why Current, Savings or Fixed Deposit with International Commercial Bank. (ICB)-Karibuni

Why Current, Savings or Fixed Deposit with International Commercial Bank. (ICB)-Karibuni

Ibrahim K. Chiki

Ibrahim K. Chiki

JF-Expert Member
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We would like to inform you our products and services.
1. ICB PREMIER CURRENT ACCOUNT

The convenient and most effective way to manage your funds, Paying by Cheque is the fastest, most convenient and safety way. Open ICB current account and enjoy the convenience of being able to make payments quickly and easily by Cheque


Key Features & Benefits

(i) Convenient for day to day operations

(ii) Cheque book facility

(iii) Low opening balance of 200,000/=

(iv) Low monthly service charges of 5000/= per month

(v) Free monthly account statement

(vi) Staff payroll service and personal loan

(vii) Enjoy financial flexibility-ICB offers an overdraft facility whenever you place a fixed deposit with us. No need to uplift your fixed deposits prematurely when you need funds.

(viii) Customer can enjoy remittance and forex service

(ix) Sole proprietor and personal account holders can enjoy pesa express atm service

(x) Account available in TZS, USD and EUR








2. SAVINGS ACCOUNT


A convenient way to serve for the things you dreams about.
An easy secure way to make money grow which also guarantees you peace of mind. It is convenient and you will always be able to access it in a friendly and hassle free environment. Our savings account bars the most competitive and attractive rate, which encourages you to save more and nurture your dreams of having a better future

Key Features & Benefits

(i) Low operating balance of 20,000/=
(ii) Attractive interest rate

(iii) High returns on your deposits-interest offered is calculated daily and credited monthly to your account.
(iv) Low monthly service charges

(v) No notice for withdrawal of funds
(vi) Low minimum balance

(vii) Instant access and no limitation on withdrawal of our funds
(viii) Convenient way to manage your funds through passbook

NOTE: Funds are securely held by a globally reputed bank

Eligibility (i) You must be 18 years old and above
(ii) Trustee-custodians/ guardians of minors (Children of 12 years to 17 years of age)
(iii) You only need a minimum of TZS20, 000.00 or USD100 to open the account.
(iv) The ICB Savings Account can be operated as personal account (either on individual or joint basis)
(v) This account is also applicable to societies, clubs and associations


Requirements


(i) 2 passport-sized photos
(ii) Copy of passport or Driving License or any other identification document
(iii) Proof of physical address-Letter from local government, tenancy agreement or utility bills



3. FIXED DEPOSIT ACCOUNT

Earn attractive returns by simply opening a fixed deposit with ICB, do not keep your fund idle

ICB fixed deposit account ensures a healthy growth rate for your money by offering the most competitive rate of interest in the market. This is an interest bearing account where by fixed amount is deposited for a fixed period of time and bears fixed interest rates.


Key Features & Benefits.

(i) Low opening balance of TZS1 million / USD1, 000.00 for I month and TZS200, 000.00 / USD200.00 for 3 months and above.

(ii) Deposit is for a period of 1, 3, 6, 9, 12 and 24 months.

(iii) Attractive Interest Rates

(iv) Payment of Interest is upon maturity

(v) No monthly service charges

(vi) No notice for premature withdrawal

(vii) For deposits exceeding TZS 50 million / USD 50,000.00, interest rate is negotiable.

(viii)You can borrow against your fixed deposit at a very attractive interest rate.

(ix) Funds are securely held by a globally reputed Bank

Eligibility

(i) You must be 18 years old and above
(ii) Trustee-custodians/ guardians of minors (Children of 12 years to 17 years of age)
(iii) ICB Fixed Deposit Account can be operated as personal account (either on individual or joint basis)
(iv) This account is also applicable to societies, clubs and associations

Requirements
(i) 2 passport-sized photos
(ii) Copy of passport, Driving License or any other identification document
(iii) For further information these products contact any of the nearest ICB branches or Call me 0756-517588 Or 0652590519
 
Do you have USD saving account,if so is there any charges per month ?
 
Wizi mtupu,attractive interest rates ndio nini?nikiweka saving ac sh 1,000,000 mwanzo wa mwake ikifika dec 31 itakua sh ngapi?CRDB nilikuta balance sh860000
 
I am residing in a foreign country and I wish to open a fixed deposit account. Do I have to visit your brach physically in order to facilitate this? Can I open a fixed deposit account with your bank in US$?
 
BONGOLALA said:
Wizi mtupu,attractive interest rates ndio nini?nikiweka saving ac sh 1,000,000 mwanzo wa mwake ikifika dec 31 itakua sh ngapi?CRDB nilikuta balance sh860000
Click to expand...

UNAONGELEA WHICH 1...saving acc or Fixed acc???
 
Power G said:
I am residing in a foreign country and I wish to open a fixed deposit account. Do I have to visit your brach physically in order to facilitate this? Can I open a fixed deposit account with your bank in US$?
Click to expand...

no you dont have to....just give me a call or inbox me your number and will call you.
 
Gefu said:
what are the requirements to open a USD saving account ?
Click to expand...

ok. your identity card? 2passport size, and proof of physical address which can be barua ya serikali za mitaa, malipo ya vocha za luku,maji au tanesco chini ya jina lako ama mkataba wa ulipo panga kama umepanga. karibu sana
 
napenda kuwakumbusha wadau...ni vizuri kujijengea tabia ya kuweka pesa bank.....ili kuhkikisha kua account yako ipo active....na kujitengenezea bank statements nzuri.....watanzania wengi tuna hili tatizo....afu tunaishia kutengezewa fake pale tunapohitaji mikopo ya biashara.
 
marhaba said:
napenda kuwakumbusha wadau...ni vizuri kujijengea tabia ya kuweka pesa bank.....ili kuhkikisha kua account yako ipo active....na kujitengenezea bank statements nzuri.....watanzania wengi tuna hili tatizo....afu tunaishia kutengezewa fake pale tunapohitaji mikopo ya biashara.
Click to expand...

Benki za Tanzania ni wezi.., Savings Account Monthly charges ni kubwa kuliko Interest Hence unajikuta sio savings bali ni donating...

Fixed Accounts Interest ni Peanuts na ukiweka Inflation mwisho wa siku you are worse than before..

Ushauri labda weka pesa kwa tahadhari ukipata shida ila cha maana invest pesa yako (make your money work for you.., rather than donate it to the banks.., unawapa wanafanyia biashara badala ya kukugawia faida bado wanakukata pesa za kukuwekea) 🙁
 
sun wu said:
Benki za Tanzania ni wezi.., Savings Account Monthly charges ni kubwa kuliko Interest Hence unajikuta sio savings bali ni donating...

Fixed Accounts Interest ni Peanuts na ukiweka Inflation mwisho wa siku you are worse than before..

Ushauri labda weka pesa kwa tahadhari ukipata shida ila cha maana invest pesa yako (make your money work for you.., rather than donate it to the banks.., unawapa wanafanyia biashara badala ya kukugawia faida bado wanakukata pesa za kukuwekea) 🙁
Click to expand...

kaka nakubaliana na wewe ila si benki zote...mfano icb bank charges zetu per month ni 1000 na interest zetu kwa saving accounts ni 3% which is calculated daily and deposited monthly...
 
marhaba said:
kaka nakubaliana na wewe ila si benki zote...mfano icb bank charges zetu per month ni 1000 na interest zetu kwa saving accounts ni 3% which is calculated daily and deposited monthly...
Click to expand...
marhaba ebu naomba ufafanue kidogo hapo mfano nina laki moja kwenye benki yenu (100,000/=) na imekaa mwezi mzima (30 days) bila kuitoa mwisho wa mwezi takuwa nimepata interest kiasi gani ? (please naomba jibu asap)

Alafu hata hizo charges za 1000 kwa mwezi in my opinion bado ni wizi, mfano mimi nina buku 10 benki huoni kwamba naweza mwisho wa siku nikapoteza badala ya kuongeza ?

Alafu biashara ya Benki kama ni kukopa na kukopesha ili ipate faida iweje inawabana wale wanaoikopesha (wanaoiwezesha yenyewe ipate faida) kwa kuwatoza service charges (what service is that by the way ?)
 
Last edited by a moderator:
marhaba said:
ok. your identity card? 2passport size, and proof of physical address which can be barua ya serikali za mitaa, malipo ya vocha za luku,maji au tanesco chini ya jina lako ama mkataba wa ulipo panga kama umepanga. karibu sana
Click to expand...

Withdraw fee kwa USD ni kiasi gani mkuu?
 
sun wu said:
marhaba ebu naomba ufafanue kidogo hapo mfano nina laki moja kwenye benki yenu (100,000/=) na imekaa mwezi mzima (30 days) bila kuitoa mwisho wa mwezi takuwa nimepata interest kiasi gani ? (please naomba jibu asap)

Alafu hata hizo charges za 1000 kwa mwezi in my opinion bado ni wizi, mfano mimi nina buku 10 benki huoni kwamba naweza mwisho wa siku nikapoteza badala ya kuongeza ?

Alafu biashara ya Benki kama ni kukopa na kukopesha ili ipate faida iweje inawabana wale wanaoikopesha (wanaoiwezesha yenyewe ipate faida) kwa kuwatoza service charges (what service is that by the way ?)
Click to expand...

Ni ivi kaka...kwa mfano una laki moja kwa account n kwa interest ya 3% tuassume utapata sh 200 kwa siku...tutahesabu hiyo 200 x 30=6000. THEN utakatwa 1000 bank charge per month na withholding tax which is 1% n ua balance tufanye ni 4000, that will be deposited in ua account....1 of the faida ni kwamba u can withdraw kiasi chote cha pesa yako ikiwa kamili. Hiyo ni assumption kaka.
 
Last edited by a moderator:
sun wu said:
marhaba ebu naomba ufafanue kidogo hapo mfano nina laki moja kwenye benki yenu (100,000/=) na imekaa mwezi mzima (30 days) bila kuitoa mwisho wa mwezi takuwa nimepata interest kiasi gani ? (please naomba jibu asap)

Alafu hata hizo charges za 1000 kwa mwezi in my opinion bado ni wizi, mfano mimi nina buku 10 benki huoni kwamba naweza mwisho wa siku nikapoteza badala ya kuongeza ?

Alafu biashara ya Benki kama ni kukopa na kukopesha ili ipate faida iweje inawabana wale wanaoikopesha (wanaoiwezesha yenyewe ipate faida) kwa kuwatoza service charges (what service is that by the way ?)
Click to expand...

Ni ivi kaka...kwa mfano una laki moja kwa account n kwa interest ya 3% tuassume utapata sh 200 kwa siku...tutahesabu hiyo 200 x 30=6000. THEN utakatwa 1000 bank charge per month na withholding tax which is 1% n ua balance tufanye ni 4000, that will be deposited in ua account....1 of the faida ni kwamba u can withdraw kiasi chote cha pesa yako ikiwa kamili. Hiyo ni assumption kaka not actual figures.
 
Last edited by a moderator:
marhaba said:
We would like to inform you our products and services.
1. ICB PREMIER CURRENT ACCOUNT

The convenient and most effective way to manage your funds, Paying by Cheque is the fastest, most convenient and safety way. Open ICB current account and enjoy the convenience of being able to make payments quickly and easily by Cheque


Key Features & Benefits

(i) Convenient for day to day operations

(ii) Cheque book facility

(iii) Low opening balance of 200,000/=

(iv) Low monthly service charges of 5000/= per month

(v) Free monthly account statement

(vi) Staff payroll service and personal loan

(vii) Enjoy financial flexibility-ICB offers an overdraft facility whenever you place a fixed deposit with us. No need to uplift your fixed deposits prematurely when you need funds.

(viii) Customer can enjoy remittance and forex service

(ix) Sole proprietor and personal account holders can enjoy pesa express atm service

(x) Account available in TZS, USD and EUR








2. SAVINGS ACCOUNT


A convenient way to serve for the things you dreams about.
An easy secure way to make money grow which also guarantees you peace of mind. It is convenient and you will always be able to access it in a friendly and hassle free environment. Our savings account bars the most competitive and attractive rate, which encourages you to save more and nurture your dreams of having a better future

Key Features & Benefits

(i) Low operating balance of 20,000/=
(ii) Attractive interest rate

(iii) High returns on your deposits-interest offered is calculated daily and credited monthly to your account.
(iv) Low monthly service charges

(v) No notice for withdrawal of funds
(vi) Low minimum balance

(vii) Instant access and no limitation on withdrawal of our funds
(viii) Convenient way to manage your funds through passbook

NOTE: Funds are securely held by a globally reputed bank

Eligibility (i) You must be 18 years old and above
(ii) Trustee-custodians/ guardians of minors (Children of 12 years to 17 years of age)
(iii) You only need a minimum of TZS20, 000.00 or USD100 to open the account.
(iv) The ICB Savings Account can be operated as personal account (either on individual or joint basis)
(v) This account is also applicable to societies, clubs and associations


Requirements


(i) 2 passport-sized photos
(ii) Copy of passport or Driving License or any other identification document
(iii) Proof of physical address-Letter from local government, tenancy agreement or utility bills



3. FIXED DEPOSIT ACCOUNT

Earn attractive returns by simply opening a fixed deposit with ICB, do not keep your fund idle

ICB fixed deposit account ensures a healthy growth rate for your money by offering the most competitive rate of interest in the market. This is an interest bearing account where by fixed amount is deposited for a fixed period of time and bears fixed interest rates.


Key Features & Benefits.

(i) Low opening balance of TZS1 million / USD1, 000.00 for I month and TZS200, 000.00 / USD200.00 for 3 months and above.

(ii) Deposit is for a period of 1, 3, 6, 9, 12 and 24 months.

(iii) Attractive Interest Rates

(iv) Payment of Interest is upon maturity

(v) No monthly service charges

(vi) No notice for premature withdrawal

(vii) For deposits exceeding TZS 50 million / USD 50,000.00, interest rate is negotiable.

(viii)You can borrow against your fixed deposit at a very attractive interest rate.

(ix) Funds are securely held by a globally reputed Bank

Eligibility

(i) You must be 18 years old and above
(ii) Trustee-custodians/ guardians of minors (Children of 12 years to 17 years of age)
(iii) ICB Fixed Deposit Account can be operated as personal account (either on individual or joint basis)
(iv) This account is also applicable to societies, clubs and associations

Requirements
(i) 2 passport-sized photos
(ii) Copy of passport, Driving License or any other identification document
(iii) For further information these products contact any of the nearest ICB branches or Call me 0756-517588 Or 0652590519
Click to expand...

What is new here? All is the same with other banks. You need to be more creative and come up with new products/feature. We are tired with copy and paste products. Sorry for that.
 
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