99% of Fintech funds in East Africa goes to only country.

99% of Fintech funds in East Africa goes to only country.

KichwaNgumu254 said:
You're off the mark dude! Mobile money is a just a service. What other product derivative that can be used on that service platform is what we are talking about.
As for coding and other infotech ,ask yourself why Google,Oracle,IBM,GE et al are crowding in Nairobi and not in Dar where you were first in network inter-operational switch!

Kenya's tech savvy operatives don't need to reinvent the wheel but can mend the puncture or pad it for smooth ride as they explore something else to invent!
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Stop being ignorant, There no software devs stationed in kenya coding for Google,ORCL or any other giant software/Tech company. These Country offices are Just Sales and customer relationship branches. The choice of location in nairobi is because nairobi is far much more developed interms of infrastrucure and services and with a busy airport. The choice of location has nothing to do with availability or lack of software devs proffessionals
 
MK254 said:
There is a massive revolution in technology my friend, and mark you it's not always necessary for a start-up to make fireworks globally, homegrown solutions consumed locally is what matters, it'd be a mistake to attempt to compete against Whatsapp at global arena.

You must take some lessons on how to implement a successful start-up 101, you don't go against the already established global giants, but swim with them, if possible compliments their systems. For instance, I've built corporate system that integrates with API from G Suite with their range of products such as Gmail, Docs, Drive, Calendar etc, same system integrates with Facebook and other solutions and has seen success in its use.

Take your time to read Kenyan statistics on ICT annual growth, ICT contribution to GDP and so on, numbers don't lie....
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Look at this kind of infant like excitement with tech.You must be a coder and not a business analyst. Exited about low level stuff like syntax and nifty code snippets while overlooking the business case for a software project.
When cartels in safcom cloud out small enterprises like domain registrars, PRSPS( ringtones, content downloads, etc), Money Trasnfer,Mobile money loans etc, it does not matter if you have coding skills..they are useless if you cant make money.
Its actually absurd that a MNO like safaricom should be allowed to such areas as ecommerce with their masoko product. When will small tech startups go commercial with a cartel cannibalising all their prospects? Safaricom should stick to being an MNO as per their licence. and articles of association
 
Mkikuyu- Akili timamu said:
Stop being ignorant, There no software devs stationed in kenya coding for Google,ORCL or any other giant software/Tech company. These Country offices are Just Sales and customer relationship branches. The choice of location in nairobi is because nairobi is far much more developed interms of infrastrucure and services and with a busy airport. The choice of location has nothing to do with availability or lack of software devs proffessionals
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Don't dish your ignorance to others! GE is out developing with locals on how best to intergrate simple health solutions with remote and rural populations from diagnostics to dose managements, Oracle busy trying out homegrown account management solutions to local enterprises,same with others. If all these tech corporates in Nairobi were out to capitalize only on location and infrastructure,they would have set base elsewhere more strategic with even superior facilities.
They're out to tap the rapid uptake of tech products and skilled talent readily available. Those sales offices can't be in non conforming market in all spheres. Kenya just conforms to their scheme of things from talent to consumptio and not to sales tourists you want to reduce them to.
 
MK254 said:
There is a massive revolution in technology my friend, and mark you it's not always necessary for a start-up to make fireworks globally, homegrown solutions consumed locally is what matters, it'd be a mistake to attempt to compete against Whatsapp at global arena.

You must take some lessons on how to implement a successful start-up 101, you don't go against the already established global giants, but swim with them, if possible compliments their systems. For instance, I've built corporate system that integrates with API from G Suite with their range of products such as Gmail, Docs, Drive, Calendar etc, same system integrates with Facebook and other solutions and has seen success in its use.

Take your time to read Kenyan statistics on ICT annual growth, ICT contribution to GDP and so on, numbers don't lie....
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The way you guys are boosting yourselves as the most advanced ICT hub, you'll think there is any world reliance technology had come out of Kenya. hapa unasema you don't go on things which others have already started. Are telling me all those solutions around the world are the only thing the world can rely on? Every thing can be improved or adjust, Kenya your still trying like any one else.
 
KichwaNgumu254 said:
Don't dish your ignorance to others! GE is out developing with locals on how best to intergrate simple health solutions with remote and rural populations from diagnostics to dose managements, Oracle busy trying out homegrown account management solutions to local enterprises,same with others. If all these tech corporates in Nairobi were out to capitalize only on location and infrastructure,they would have set base elsewhere more strategic with even superior facilities.
They're out to tap the rapid uptake of tech products and skilled talent readily available. Those sales offices can't be in non conforming market in all spheres. Kenya just conforms to their scheme of things from talent to consumptio and not to sales tourists you want to reduce them to.
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Your Mind is sold out to Jubilee PR. There is no R&D happening in kenya by GE, Google, Oracle or etc. They dont even employ techies in their kenya offices! You will meet Customer relationship, account managers and presale engineers! Why Google Office is in Nairobi Not Dar has nothing to do with availability of coders or software engineers!
 
Mwanzi1 said:
The way you guys are boosting yourselves as the most advanced ICT hub, you'll think there is any world reliance technology had come out of Kenya. hapa unasema you don't go on things which others have already started. Are telling me all those solutions around the world are the only thing the world can rely on? Every thing can be improved or adjust, Kenya your still trying like any one else.
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Mwanzi1 kwani mobile money ilivumbuliwa na nchi gani? Kama hujui uliza utaambiwa.
 
Mwanzi1 said:
UK.
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Hahaha. Basi kwa taarifa yako. Nchi iliyovumbuwa mobile money ni Kenya na kila mtu anajua hilo, hata wazungu wenyewe wanasema lilianza hapa Nairobi mwaka wa 2007. Kuna articles nyingi sana mtandaoni inayodhibiyisha hayo.
 
Tony254 said:
Kama bado unapinga sema ngwe! nikuletee evidence nyingi mpaka ushangae.
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Naomba u-google haya majina mawili SUSIE LONIE, NICK HUGHES. Ukimaliza hapo u-google pesa ya kutengeneza Mpesa ilitoka wapi. Kenya ilikuwa testbed kwa kwasababu ilikuwa inakila kitu kufanikisha mpesa, watu walio vijijini, na wengi hawakuwa na huduma ya kibenki. mobile money ilionekana kama njia ya kuwezesha watu wengi kutumia huduma za kibenki na kurahisisha maisha yao.
 
Mwanzi1 said:
Naomba u-google haya majina mawili SUSIE LONIE, NICK HUGHES. Ukimaliza hapo u-google pesa ya kutengeneza Mpesa ilitoka wapi. Kenya ilikuwa testbed kwa kwasababu ilikuwa inakila kitu kufanikisha mpesa, watu walio vijijini, na wengi hawakuwa na huduma ya kibenki. mobile money ilionekana kama njia ya kuwezesha watu wengi kutumia huduma za kibenki na kurahisisha maisha yao.
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Mimi sikusema ni watu gani walivumbua. Inasemekana hao wazungu wawili walicome up with the idea na DFID ya U.K ndio ilitoa pesa. Hio story naijua juu nimeisoma zaidi ya mara hamsini. Niliuliza nchi gani ilivumbua. Hio nchi ni Kenya. Mpesa ilianza Kenya, haikuanza Uingereza. Infact hadi sasa Mpesa haiko U.K na pengine haitawahi kufika huko. Mwenye aliinvent sio issue hapa, issue ni mobile money ilianza nchi gani, dunia nzima? U.K ama Kenya?
 
MPESA is a vodacom innovation, it couldnt work for the UK market since Britain Mostly uses Visa Cards and other plastic money.
Kenya was an experiment with their innovation, luckily the found a huge unbanked population and a Snobnish banking system that required one to maintain a "minimum" balance of upto 20k.
 
Mkikuyu- Akili timamu said:
MPESA is a vodacom innovation, it couldnt work for the UK market since Britain Mostly uses Visa Cards and other plastic money.
Kenya was an experiment with their innovation, luckily the found a huge unbanked population and a Snobnish banking system that required one to maintain a "minimum" balance of upto 20k.
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Listen, the inventors were whoever but the testbed also gets the credit because without the testbed there would be no bed to test on. According to you, do you think Kenya's contribution was significant or not at all.
 
Tony254 said:
Listen, the inventors were whoever but the testbed also gets the credit because without the testbed there would be no bed to test on. According to you, do you think Kenya's contribution was significant or not at all.
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Kenya's Contribution is immense but not in innovation. It is Kenya that "legitimized" mobile money transfer..Nowhere else in the world would any person accept to hold money in a simcard or even accept payment by mobile money.This was akin to "fraud". Accepting Mpesa as payment for goods and services was the key contribution by kenyans, people all over the world gained trust in mobile money..Government propaganda then picked the story,repackaged it and kenya was hailed at the tech capital of the world
 
Mkikuyu- Akili timamu said:
Kenya's Contribution is immense but not in innovation. It is Kenya that "legitimized" mobile money transfer..Nowhere else in the world would any person accept to hold money in a simcard or even accept payment by mobile money.This was akin to "fraud". Accepting Mpesa as payment for goods and services was the key contribution by kenyans, people all over the world gained trust in mobile money..Government propaganda then picked the story,repackaged it and kenya was hailed at the tech capital of the world
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Hahaha. You seem to know your stuff. I'll give you credit here. I guess what you've said is true
 
Tony254 said:
Mwanzi1 kwani mobile money ilivumbuliwa na nchi gani? Kama hujui uliza utaambiwa.
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Tony254 said:
Mimi sikusema ni watu gani walivumbua. Inasemekana hao wazungu wawili walicome up with the idea na DFID ya U.K ndio ilitoa pesa. Hio story naijua juu nimeisoma zaidi ya mara hamsini. Niliuliza nchi gani ilivumbua. Hio nchi ni Kenya. Mpesa ilianza Kenya, haikuanza Uingereza. Infact hadi sasa Mpesa haiko U.K na pengine haitawahi kufika huko. Mwenye aliinvent sio issue hapa, issue ni mobile money ilianza nchi gani, dunia nzima? U.K ama Kenya?
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Sasa unakumbia swali lako mwenyewe ona hapo juu, umeuliza mpesa ilivumbuliwa (invented) wapi? Mimi nikasema UK. Maana idea ilianzia huko huko baada ya Vodafone kuja Kenya na kuona shida ya watu kutokuwa na banking facility inayohudunua watu kwenye low income. Even initial first codes za Mpesa zilifanyika ndani ya ofisi za vodafone London in collaboration with company non as Sagentia.
 
Mwanzi1 said:
Sasa unakumbia swali lako mwenyewe ona hapo juu, umeuliza mpesa ilivumbuliwa (invented) wapi? Mimi nikasema UK. Maana idea ilianzia huko huko baada ya Vodafone kuja Kenya na kuona shida ya watu kutokuwa na banking facility inayohudunua watu kwenye low income. Even initial first codes za Mpesa ndani ya ofisi za vofafone London in collaboration with company non as Sagentia.
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Lakini hii mambo ya mizungu kuchukua sifa yote hainifurahishi. Yaani kila kitu mizungu imeinvent.
 
Tony254 said:
Lakini hii mambo ya mizungu kuchukua sifa yote hainifurahishi. Yaani kila kitu mizungu imeinvent.
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Tony254 said:
Lakini hii mambo ya mizungu kuchukua sifa yote hainifurahishi. Yaani kila kitu mizungu imeinvent.
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Wameinvest pesa nyingi kwenye science na wanazidi kumwaga pesa huko kila siku.

*Sorry, my response hapo juu nimechapia nilikuwa na tembea huku naandika.
 
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