An Open Letter to President Dr. Samia Suluhu: Proposal for the Establishment of a High Education Graduates Bank (HEGB)

[Meneja Wa Makampuni]

Dear President Dr. Samia Suluhu,

I hope this letter finds you in good health and high spirits. I am writing to bring to your attention a critical issue that affects the future of our country, namely, the high rate of unemployment among high-education graduates. Despite their impressive qualifications, many of these individuals struggle to find employment due to the shortage of opportunities and access to capital.

In light of this challenge, I am proposing the establishment of a High Education Graduates Bank (HEGB). This bank will serve as a financial solution for high-education graduates who wish to start their own businesses but face difficulties in securing funding from conventional banks. The bank will provide loans to these entrepreneurs based on the feasibility and innovation of their business ideas, with funds generated from the contributions of all high-education students, who will contribute a small amount every semester.

By establishing this bank, we can encourage innovation and entrepreneurship among high-education graduates, and ultimately, reduce the unemployment rate in our country. The High Education Graduates Bank (HEGB) will not only provide financial support to high-education graduates but also foster a culture of self-employment and innovation, which are crucial to the continued growth and development of our nation.

I am confident that with your support, we can bring this proposal to life and make a significant impact on our country's future. I would be honored to discuss this proposal further and answer any questions you may have.

Thank you for your time and consideration.

Sincerely,
Bright and Genius Editors
Website: Bright & Genius Editors
Email: bandg.editors@gmail.com
Call/Whatsap: +255687746471/+255612607426

 

[mbenge]

Kudos, the manager of companies. This is real stuff worth to share to the Madam President.

 

[Bueno]

Atapitia na hili atalitazama..

 

[butron]

Atapitia na hili atalitazama..

You have a good idea but my fear is how this bank shall be operated profitably, otherwise it another cake prepared before greed political leaders.In the same education sector we do have Teachers Bank;how has it helped teachers to get out of poverty?

May be the government should negotiate with CRDB and NMB to open a special window that will be issuing loans to students wishing to establish their Business under guarantee of the government;the student will be required to surrender their academic certificates as a collateral for loan.

 

[butron]

Dear President Dr. Samia Suluhu,


Meneja wa Makampuni

You have a good idea but my fear is how this bank shall be operated profitably, otherwise it another cake prepared before greed political leaders.In the same education sector we do have Teachers Bank;how has it helped teachers to get out of poverty?

May be the government should negotiate with CRDB and NMB to open a special window that will be issuing loans to students wishing to establish their Business under guarantee of the government;the student will be required to surrender their academic certificates as a collateral for loan.

 

[MIXOLOGIST]

Nitarudi

 

[Mwl Athumani Ramadhani]

Well written!

 

[DR HAYA LAND]

Dear President Dr. Samia Suluhu,

I hope this letter finds you in good health and high spirits. I am writing to bring to your attention a critical issue that affects the future of our country, namely, the high rate of unemployment among high-education graduates. Despite their impressive qualifications, many of these individuals struggle to find employment due to the shortage of opportunities and access to capital.

In light of this challenge, I am proposing the establishment of a High Education Graduates Bank (HEGB). This bank will serve as a financial solution for high-education graduates who wish to start their own businesses but face difficulties in securing funding from conventional banks. The bank will provide loans to these entrepreneurs based on the feasibility and innovation of their business ideas, with funds generated from the contributions of all high-education students, who will contribute a small amount every semester.

By establishing this bank, we can encourage innovation and entrepreneurship among high-education graduates, and ultimately, reduce the unemployment rate in our country. The High Education Graduates Bank (HEGB) will not only provide financial support to high-education graduates but also foster a culture of self-employment and innovation, which are crucial to the continued growth and development of our nation.

I am confident that with your support, we can bring this proposal to life and make a significant impact on our country's future. I would be honored to discuss this proposal further and answer any questions you may have.

Thank you for your time and consideration.

Sincerely,
Meneja wa Makampuni

Andika kwa Kiswahili
Unaandika broken English katika maswala sensitive

 

[Numbisa]

Nice whatever hata sijasoma

 

[Naanto Mushi]

Tafsiri kwa hadhira ya waswahili

Ndugu Rais Dkt.Samia Suluhu,

Natumai barua hii itakukuta ukiwa na afya njema na roho ya hali ya juu. Ninaandika ili kukuletea suala muhimu ambalo linaathiri mustakabali wa nchi yetu, yaani, kiwango kikubwa cha ukosefu wa ajira miongoni mwa wahitimu wa elimu ya juu. Licha ya sifa zao za kuvutia, wengi wa watu hawa wanatatizika kupata ajira kutokana na ufinyu wa fursa na mitaji.

Kutokana na changamoto hii, napendekeza kuanzishwa kwa Benki ya Wahitimu wa Elimu ya Juu (HEGB). Benki hii itatumika kama suluhu la kifedha kwa wahitimu wa elimu ya juu wanaotaka kuanzisha biashara zao lakini wanakabiliwa na matatizo ya kupata ufadhili kutoka kwa benki za kawaida. Benki itatoa mikopo kwa wajasiriamali hao kwa kuzingatia upembuzi yakinifu na ubunifu wa mawazo yao ya kibiashara, kwa fedha zitakazotokana na michango ya wanafunzi wote wa elimu ya juu, ambao watachangia kiasi kidogo kila muhula.

Kwa kuanzisha benki hii, tunaweza kuhimiza uvumbuzi na ujasiriamali miongoni mwa wahitimu wa elimu ya juu, na hatimaye, kupunguza kiwango cha ukosefu wa ajira katika nchi yetu. Benki ya Wahitimu wa Elimu ya Juu (HEGB) si tu itatoa msaada wa kifedha kwa wahitimu wa elimu ya juu bali pia itakuza utamaduni wa kujiajiri na ubunifu, ambao ni muhimu kwa ukuaji na maendeleo endelevu ya taifa letu.

Nina hakika kwamba kwa msaada wako, tunaweza kuleta pendekezo hili maishani na kuleta athari kubwa kwa mustakabali wa nchi yetu. Ningefurahi kujadili pendekezo hili zaidi na kujibu maswali yoyote ambayo unaweza kuwa nayo.

Asante kwa muda wako na kuzingatia.

Kwa dhati,
Meneja wa Makampuni

 

[Sharamdala]

Andika kwa Kiswahili
Unaandika broken English katika maswala sensitive

Ingependeza zaidi.

 

[Naanto Mushi]

Ingependeza zaidi.

Nimeshatafsiri kwa manufaa ya waswahili

 

[DR HAYA LAND]

Nimeshatafsiri kwa manufaa ya waswahili

Asante Mkuu .

 

[Sharamdala]

Ila kama tu mkopo wa chuo wengi hawajarudisha, kwenye hili watu si watakimbia mara mbili zaidi.
Au ndio Tanzania ni Tajiri

 

[Meneja Wa Makampuni]

Tafsiri kwa hadhira ya waswahili

Ndugu Rais Dkt.Samia Suluhu,

Natumai barua hii itakukuta ukiwa na afya njema na roho ya hali ya juu. Ninaandika ili kukuletea suala muhimu ambalo linaathiri mustakabali wa nchi yetu, yaani, kiwango kikubwa cha ukosefu wa ajira miongoni mwa wahitimu wa elimu ya juu. Licha ya sifa zao za kuvutia, wengi wa watu hawa wanatatizika kupata ajira kutokana na ufinyu wa fursa na mitaji.

Kutokana na changamoto hii, napendekeza kuanzishwa kwa Benki ya Wahitimu wa Elimu ya Juu (HEGB). Benki hii itatumika kama suluhu la kifedha kwa wahitimu wa elimu ya juu wanaotaka kuanzisha biashara zao lakini wanakabiliwa na matatizo ya kupata ufadhili kutoka kwa benki za kawaida. Benki itatoa mikopo kwa wajasiriamali hao kwa kuzingatia upembuzi yakinifu na ubunifu wa mawazo yao ya kibiashara, kwa fedha zitakazotokana na michango ya wanafunzi wote wa elimu ya juu, ambao watachangia kiasi kidogo kila muhula.

Kwa kuanzisha benki hii, tunaweza kuhimiza uvumbuzi na ujasiriamali miongoni mwa wahitimu wa elimu ya juu, na hatimaye, kupunguza kiwango cha ukosefu wa ajira katika nchi yetu. Benki ya Wahitimu wa Elimu ya Juu (HEGB) si tu itatoa msaada wa kifedha kwa wahitimu wa elimu ya juu bali pia itakuza utamaduni wa kujiajiri na ubunifu, ambao ni muhimu kwa ukuaji na maendeleo endelevu ya taifa letu.

Nina hakika kwamba kwa msaada wako, tunaweza kuleta pendekezo hili maishani na kuleta athari kubwa kwa mustakabali wa nchi yetu. Ningefurahi kujadili pendekezo hili zaidi na kujibu maswali yoyote ambayo unaweza kuwa nayo.

Asante kwa muda wako na kuzingatia.

Kwa dhati,
Meneja wa Makampuni

Umetisha boss. Sina pakukazia.

 

[mbu wa dengue]

You have a good idea but my fear is how this bank shall be operated profitably, otherwise it another cake prepared before greed political leaders.In the same education sector we do have Teachers Bank;how has it helped teachers to get out of poverty?

May be the government should negotiate with CRDB and NMB to open a special window that will be issuing loans to students wishing to establish their Business under guarantee of the government;the student will be required to surrender their academic certificates as a collateral for loan.

The risk is too high and unreasonable.
Imagine giving loans to some people who lack experience in operating business.
That means if you give loans to 10 graduates there is a possibility that 2 of them will succeed to grow their businesses/projects then 8 will fail.
Then who will compansate the loans to the bank taken by those who failed to grow their businesses?

 

[Mtanke]

Dear President Dr. Samia Suluhu,

I hope this letter finds you in good health and high spirits. I am writing to bring to your attention a critical issue that affects the future of our country, namely, the high rate of unemployment among high-education graduates. Despite their impressive qualifications, many of these individuals struggle to find employment due to the shortage of opportunities and access to capital.

In light of this challenge, I am proposing the establishment of a High Education Graduates Bank (HEGB). This bank will serve as a financial solution for high-education graduates who wish to start their own businesses but face difficulties in securing funding from conventional banks. The bank will provide loans to these entrepreneurs based on the feasibility and innovation of their business ideas, with funds generated from the contributions of all high-education students, who will contribute a small amount every semester.

By establishing this bank, we can encourage innovation and entrepreneurship among high-education graduates, and ultimately, reduce the unemployment rate in our country. The High Education Graduates Bank (HEGB) will not only provide financial support to high-education graduates but also foster a culture of self-employment and innovation, which are crucial to the continued growth and development of our nation.

I am confident that with your support, we can bring this proposal to life and make a significant impact on our country's future. I would be honored to discuss this proposal further and answer any questions you may have.

Thank you for your time and consideration.

Sincerely,
Meneja wa Makampuni

Waondoe Kwanza riba kwenye mikopo ya loans board

 

[Meneja Wa Makampuni]

Waondoe Kwanza riba kwenye mikopo ya loans board

Boss hatuzungumzii Loan Board. Loan Board ni tofauti na hii. Na wakiondoa riba hiyo loan board itajiendeshaje? Tunacho zungumzia hapa ni kuanzishwa kwa benki ya wahitimu wa elimu ya juu. Benki itakua ni mali ya wahitimu kwasababu itaendeshwa kwa michango ya wanafunzi wa elimu ya juu na riba zitakazorudishwa na wakopaji. Benki hiyo itatumia masharti tofauti na masharti ya benki hizi za kawaida.

 

[Insidious]

Boss hatuzungumzii Loan Board. Loan Board ni tofauti na hii. Na wakiondoa riba hiyo loan board itajiendeshaje? Tunacho zungumzia hapa ni kuanzishwa kwa benki ya wahitimu wa elimu ya juu. Benki itakua ni mali ya wahitimu kwasababu itaendeshwa kwa michango ya wanafunzi wa elimu ya juu na riba zitakazorudishwa na wakopaji. Benki hiyo itatumia masharti tofauti na masharti ya benki hizi za kawaida.

benki haiwezi kuendeshwa kwa masharti tofauti zaidi ya yale yaaliopo

 

[Meneja Wa Makampuni]

benki haiwezi kuendeshwa kwa masharti tofauti zaidi ya yale yaaliopo

Naomba kirefu cha VICOBA. Naomba pia orodhesha masharti ya VICOBA. Tueleze pia masharti ambayo watu wa VICOBA hujiwekea kama yanalingana na ya hizo taasisi zingine.