The best 007
JF-Expert Member
- Oct 6, 2019
- 41,015
- 93,277
Na wewe umeanza kuwa fala eehh.
Na wewe umeanza kuwa fala eehh.Just a slight correction Tz has never graduated from LDC Status
Mkunya ni Mkunya!Na wewe umeanza kuwa fala eehh.
Kweli kabisa mkuu, kalianza kujifanya kako fair now kameanza kuongea upuuzi.Mkunya ni Mkunya!
Well I also heard that you have been relegated back to LDC cause covid affected GNI growth but anyway, Let's forget about the MIC thing for now cause that's 2020 news, which is very recent. Wait a few years and see if cheap loans will still be made available to you.
And about the interest rate, I have already told you why, but since you seem not satisfied, I have asked you to bring evidence of any other African country that doesn't produce oil that has received a cheap commercial loan. You have said our interest are above market rates? Which market is this that you are talking about? Are you talking about rich countries like US and Japan that have economic leverage and have no risk or problem paying back or are you talking about African market that is full of risks? Ndo maana nimekuuliza unionyeshe nchi ya kiafrica ambayo imepata cheap commercial loan alafu ndo ntakujibu vizuri kwanini yetu iko kuu kuwaliko hao.
Naona umeanza kulia. Sahau kabisa Uganda kuunganisha reli yake na Tanzania.from SGR plan to MGR revamp
mama kwenye hii ishu ya SGR naona kama analala sana (yuko slow)
Kwahivyo kwa kifupi umeshindwa kuleta mfano wa nchi yenye iko same level na sisi ambayo imechukua commercial loan sio?Nilikuwa nakuona muelevu, kumbe na wewe ni boya tu.
Tell me, if you are taking a personal loan from a bank, what are your bases of negotiation. If the bank offers you let it be 15%, what'll be your yardstick at least to pull at least 1 step down?
Likewise in bilateral lending, you need to have at least the SI unit which will be used as a base for negotiating. If your negotiation team doesn't understand this, then it's a big problem.
Mapacha of the same womb but different fathers a Chinese and a Tanzanian!
Punguza ushamba! Sasa unacompare passenger locomotive yenu na shunting locomotive!!! Unajua Shunting locomotive ni nini wewe? can you show me shunting locomotive yoyote nzuri duiniani?
Hazifanani. Pengine itakuwa wewe ni kipofu kama unadhani zinafanana.
FYI hizo treni zote mbili ni zenu! See KR ubavuni! Ingekuwa ya Tanzania ingesomeka TRC!Punguza ushamba! Sasa unacompare passenger locomotive yenu na shunting locomotive!!! Unajua Shunting locomotive ni nini wewe? can you show me shunting locomotive yoyote nzuri duiniani?
Ama unataka tuanze ku wa enjoy na hili gongo lenu linalotumika na YEPI kukagua reli yenu?
Lakini si amesema ukweli, kulingana na ushahidi alio leta? Don't shoot the messenger, shoot the message!!! And the message is according to UN nyinyi bado mko LDC as of 2 months ago!Na wewe umeanza kuwa fala eehh.
Nyinyi ndo meanza ku compare vitu ambavyo havifai kua compaired eti shunting vs passenger locomotive, ndio maana nika post hio ya kwenu!FYI hizo treni zote mbili ni zenu! See KR ubavuni! Ingekuwa ya Tanzania ingesomeka TRC!
Kwahivyo kwa kifupi umeshindwa kuleta mfano wa nchi yenye iko same level na sisi ambayo imechukua commercial loan sio?
Unajaribu kuniregesha kwa argument ya what happens when you borrow a loan? Well, its pretty standard all over the world, there is nothing special that happened with Kenya's commercial loan to China that doesn't happen everywhere.
The Libor rate that you talked about is not a rate set in stone, it's just a reference point i.e Its the benchmark based from first world countries, it's from that benchmark that you start negotiating your loan interest rate. Kama ingekua tuko Europe ama America then ingekua huu mjadala uko very relevant, lakini sisi tuko Africa bana! Baada ya hio Libor rate lazima waangalie risk ya uwezo wetu kulipa on time, Security risk ya project, e.t.c, Simply put, the market rates for developing world are different from Developed nations, regardless of what the Liboor rates say today.
Kenya's Sovereign credit score is B
View attachment 1789342
View attachment 1789346
Back in 2012 when we borrowed the Loan from China, Our credit rating was B1
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Hii ndo maana LDC countries huwa hazipendi kufanyiwa Credit Rating manake hakuna haja, mnangojea mikopo ya bure bure kutoka kwa akina AFDB na WB, lakini kukopa commercially kutoka kwa international market utapatiwa interest rate ya 15% manake rating yenu itaaambiwa ni very high risk of default!
Anyway, you cannot expect Kenya to get cheap commercial loans when the bankers have to speculate for themselves if we can pay back the loan or not. Mpaka ile siku tutakua tunakaribia rating ya A ndo tutakua na uwezo wa ku negotiate for lower interest costs. Kwasasa tutaendelea kugongwa tukijaribu kuchukua loan za aina hio. So unless you can show me an example of another country with a similar economy like ours that managed to negotialte a cheaper commercial loan worth $Billions for an infrastructure project.....