I am looking for a business partner in an attractive Agro-processing business located in Dar

[beko]

To potential businessmen
I am looking for a business partner who will contribute for a Working capital on a very attractive agro-processing business located in Dar, everything in in place, including Building premises/Godown, Machinery and business plan. We only need a working capital and small amount of Capex. The business has an average of 80million profit before tax over the next five years, but have the room to double/triple if we work double shift. If you are interested please send me a private message.

 

[Mfamaji]

If you had all that why not direct yourself to the financial institutions?

 

[beko]

If you had all that why not direct yourself to the financial institutions?

Going to financial institution was my first option but it is delayed due to delay in obtaining my title deed which would be as collateral, however getting an equity partner has more advantage than borrowing in business sense.

 

[bluetooth]

Agro-processing has so many by products, be specific

 

[beko]

It is processing, packaging and selling of maize flour , of cource na kuuza pumba

 

[upendo_20]

Are u sure this is not a 419?

 

[beko]

Are u sure this is not a 419?

what is 419? i don't understand

 

[Mtanganyika]

Mkuu mambo yanakwenda vipi. I am interesting kuhusu hii issue boss. Nimekutumia msg hapo.

 

[beko]

sijaona meseji yako mkuu,

 

[changman]

Going to financial institution was my first option but it is delayed due to delay in obtaining my title deed which would be as collateral, however getting an equity partner has more advantage than borrowing in business sense.

Sasa wewe huoni kwamba ukipata partner ni kwamba inapotokea faida imepatikana inabidi mgawane na unapata kidogo, ila ukisubiria huo mkopo na kuupata ukiufanyia biashara faida yote yako!

 

[Kichakoro]

salama mkuu. Ingawa sijaulizwa mimi lakini jibu rahisi ni kwamba. ukikopa bank kuna riba (cost of capital) ukipata partner anakuja na mtaji wake Equity (dividend unayompa ni sawa na cost of capital) lakini ujue mkopo unambwembwe nyingi zaidi ya riba na usumbufu mwingineo. ikitokea kuna shida ya kibiashara utatakiwa kutoa maelezo mengi kwa bank kuliko kumweleza business partner. hivyo hapa anatakiwa kuangalia huyo partner contribution yake ni cheap kuliko mkopo ama mkopo ni cheap kuliko business partner.

Sasa wewe huoni kwamba ukipata partner ni kwamba inapotokea faida imepatikana inabidi mgawane na unapata kidogo, ila ukisubiria huo mkopo na kuupata ukiufanyia biashara faida yote yako!

 

[beko]

salama mkuu. Ingawa sijaulizwa mimi lakini jibu rahisi ni kwamba. ukikopa bank kuna riba (cost of capital) ukipata partner anakuja na mtaji wake Equity (dividend unayompa ni sawa na cost of capital) lakini ujue mkopo unambwembwe nyingi zaidi ya riba na usumbufu mwingineo. ikitokea kuna shida ya kibiashara utatakiwa kutoa maelezo mengi kwa bank kuliko kumweleza business partner. hivyo hapa anatakiwa kuangalia huyo partner contribution yake ni cheap kuliko mkopo ama mkopo ni cheap kuliko business partner.

Mkuu nashukuru, umempa jibu nzuri, Equity partner ni tofauti na any lender, faida mnagawana kulingana na equity contribution yenu, au mtakavyokubaliana. Ila Lender anataka pesa yake + Interest regardless una faida au hauna. and in case of any failure in Business kwa upande wa mkopo ni lazima wachukue nyumba yako au dhamana ingine ulioweka.Alafu partner anaweza kudumu kwa muda fulani akirudisha pesa yake na faida anaweza kuondoka akakuuzia hisa zake ukaendelea peke yako

 

[beko]

Mkuu mambo yanakwenda vipi. I am interesting kuhusu hii issue boss. Nimekutumia msg hapo.

Sijaona sms yako, plse send again

 

[changman]

Mkuu nashukuru, umempa jibu nzuri, Equity partner ni tofauti na any lender, faida mnagawana kulingana na equity contribution yenu, au mtakavyokubaliana. Ila Lender anataka pesa yake + Interest regardless una faida au hauna. and in case of any failure in Business kwa upande wa mkopo ni lazima wachukue nyumba yako au dhamana ingine ulioweka.Alafu partner anaweza kudumu kwa muda fulani akirudisha pesa yake na faida anaweza kuondoka akakuuzia hisa zake ukaendelea peke yako

Inavyoonekana wewe tayari ushaweka possibility kwamba biashara yako itakufa ndo maana unaogopa kwamba nyumba yako itachukuliwa. Kama ungekuwa unajiamini na unachofanya na una uhakika na unachofanya sidhani kama ungekuwa una hofu ya biashara yako kufa na ungechukua huo mkopo benki na kuufanyia mambo na kurudisha interest yao.

Interest bank inayotaka kutoka wenye mkopo waliokupa ni sawa tu na faida ambayo equity partner ataitaka, so kuchukua mkopo bank na kupata partner yote sawa tu maana hata kama mimi ni partner nimekuja kuungana na wewe hata mimi nitataka kujua usalama wa investment yangu.

 

[changman]

salama mkuu. Ingawa sijaulizwa mimi lakini jibu rahisi ni kwamba. ukikopa bank kuna riba (cost of capital) ukipata partner anakuja na mtaji wake Equity (dividend unayompa ni sawa na cost of capital) lakini ujue mkopo unambwembwe nyingi zaidi ya riba na usumbufu mwingineo. ikitokea kuna shida ya kibiashara utatakiwa kutoa maelezo mengi kwa bank kuliko kumweleza business partner. hivyo hapa anatakiwa kuangalia huyo partner contribution yake ni cheap kuliko mkopo ama mkopo ni cheap kuliko business partner.

Kumbuka pia kwamba unapochukua mkopo bank unapata pesa issue tu hapo ni kurudisha interest but partner yeye akileta hela yake atataka pia awe na say katika management, na hii mara nyingi inaletaga matatizo maana unakuta huyo partner yeye sio mfanyabiashara ila ni mwanasiasa mfano, hajui biashara ila anataka awe na say katika operations za business, kitu ambacho kinauaga businesses. Mimi nina experience na issue ya namna hiyo

 

[beko]

Inavyoonekana wewe tayari ushaweka possibility kwamba biashara yako itakufa ndo maana unaogopa kwamba nyumba yako itachukuliwa. Kama ungekuwa unajiamini na unachofanya na una uhakika na unachofanya sidhani kama ungekuwa una hofu ya biashara yako kufa na ungechukua huo mkopo benki na kuufanyia mambo na kurudisha interest yao.

Interest bank inayotaka kutoka wenye mkopo waliokupa ni sawa tu na faida ambayo equity partner ataitaka, so kuchukua mkopo bank na kupata partner yote sawa tu maana hata kama mimi ni partner nimekuja kuungana na wewe hata mimi nitataka kujua usalama wa investment yangu.

Any business man must expect risks, kuna risk za aina nyingi, hata kufa ni risk, kwa hiyo ukiwa na biashara usitegemee mazuri tuu, hata ukibisha ukweli uko pale pale kuwa equity partner ni tofauti na mkopeshaji. ndivyo taaluma inavyosema na faida zake ni kubwa kuliko mkopeshaji

 

[Watu]

Mkuu nashukuru, umempa jibu nzuri, Equity partner ni tofauti na any lender, faida mnagawana kulingana na equity contribution yenu, au mtakavyokubaliana. Ila Lender anataka pesa yake + Interest regardless una faida au hauna. and in case of any failure in Business kwa upande wa mkopo ni lazima wachukue nyumba yako au dhamana ingine ulioweka.Alafu partner anaweza kudumu kwa muda fulani akirudisha pesa yake na faida anaweza kuondoka akakuuzia hisa zake ukaendelea peke yako

Ndipo ilipo tofauti ya islamic bank na banking system ya kimagaribi, wajaribu amana bank

But bank ndio kwenye hawana longo longo, longo longo ukaleta wewe ukishapewa hela ya mkopo utafanya ya kutujenga hofu mtaani(kununua vogue) n.k ukijua biashara italipa

Cha mtu mavi wanasemaga waswahili Achana na mawazo hayo

 

[IPILIMO]

Kukopa ni kuzuri hasa ukiwa umeforecast vema profit yako, ila business partener naye ni mzuri ila sio rahisi kupatikana kama ilivyo kupata mkopo kwakuwa naye itabidi afikirie kwanza atanufaikaje na kuhusu risks.

 

[hidekel]

Kukopa ni kuzuri hasa ukiwa umeforecast vema profit yako, ila business partener naye ni mzuri ila sio rahisi kupatikana kama ilivyo kupata mkopo kwakuwa naye itabidi afikirie kwanza atanufaikaje na kuhusu risks.

partnership ispokuwa leggaly forged wataishia kudhulumiana na kuleteana majambazi , lazima role za kila mmoja ziwe clearly defined , jinsi watakavyogawana faida na jinsi ya kudgibiti na kusimamia lakini wakienda style ya Kuaminiana aminiana ngoma itaWwaka tu iwe isiwe tena itakuwa mbaya sana business ikiwa successful beyond expectation. Nina mifano mingi sana wengine undugu umekufa kwa ajili ya partnership za kimtaani ambazo zinaenda kwa kuaminiana aminiana, wengine wamelizana kila mtu na kukimbia na assets kadhaa mwingine anasema nimjeibiwa Nairobi mwingine gari imeibiwa na mzigo kila mtiu na lake mwisho wa siku majambazi

 

[dolevaby]

Kiukweli hakuna kilicho rahisi sema kwa mtu Binafsi kuna afadhali kdg! 7bu anachotakiwa yy nikumshawishi kwa Vigezo vilivyowazi ili mwenye cash yake akubali 7bu biashara zakiswahili wakati mwingine inakuwaga maneno matupu! Shida ya BANK unaweza kuwa na vigezo lkn maafisa mikopo lazima uwadakishe Ukibisha utaishia kuzunguka na mafile hd ukate tamaa Ukisema uwape wakati mwingine ukipiga Hesabu utakuta RIBA karibu 50% pasua kichwa sana!!