Je, ajiunge na SACCOSS apate mkopo au achukue mkopo BANK?

Je, ajiunge na SACCOSS apate mkopo au achukue mkopo BANK?

Wangari Maathai said:
Duh...maisha haya...wizi wa hali ya juu sana huu
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Hatar tena nilisahau yule anarudisha zaid zaid ya 12m
Maana iko hiv.
Slary slip yake inaonyesha makato ya mwezi ni 271,000/=
Kwa mwaka mmoja 271000x12= 3,252,000/=
Kwa miaka mitano 3,252,000x5= 16,260,000/=
Hapo hiyo 7m alochukua bado hak9upewa yote kuna kitu sijui wanaita nn wakamkata asilimia kadhaa..
Nikamuonea huruma sanaa.
I saw the slip myaelf
 
AsajizzleDaGreat said:
Hatar tena nilisahau yule anarudisha zaid zaid ya 12m
Maana iko hiv.
Slary slip yake inaonyesha makato ya mwezi ni 271,000/=
Kwa mwaka mmoja 271000x12= 3,252,000/=
Kwa miaka mitano 3,252,000x5= 16,260,000/=
Hapo hiyo 7m alochukua bado hak9upewa yote kuna kitu sijui wanaita nn wakamkata asilimia kadhaa..
Nikamuonea huruma sanaa.
I saw the slip myaelf
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Nadhan ndo processing fee! Hatari sana sheikh..mie napambana na vibubu tu😉
 
AsajizzleDaGreat said:
Ahahahqh.Ahsante kwa kututia moyo kana kwamba na ww unahusika!!...
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Tena nilikua napanga nikupige kizinga ujue..sijaomba siku nyingi nahis km asili yangu ya uanamke inapotea!..raha ya mwanamke kupewa hela..tusipopewa tunajihisi kupwaya najihis kupwaya mnoo(rejea maongezi yetu ya week ilopita😉)uamini nisemayo!
Airtel inapokea na halotel pia as well😊!
 
Wangari Maathai said:
Tena nilikua napanga nikupige kizinga ujue..sijaomba siku nyingi nahis km asili yangu ya uanamke inapotea!..raha ya mwanamke kupewa hela..tusipopewa tunajihisi kupwaya najihis kupwaya mnoo(rejea maongezi yetu ya week ilopita😉)uamini nisemayo!
Airtel inapokea na halotel pia as well😊!
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Ahahaha..utanifanya nikavunje bank za watu usiku huu ujue?!
 
Wangari Maathai said:
[emoji1787][emoji1787]!...sina huo mpango...! Dah ...hawafiki kwa TPB
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Hahahaaa, TPB hawafui dafu, unajua loan officers wa Access wanalipwa mshahara fixed kidogo+commissions,

commissions wanapata kwa kufanikisha kukopesha na kudai madeni.

Nimewahi kufanya kazi hii aisee, tulikuwa tunadai sana....Tunaenda sana majumbani kwa wateja, yani hadi wanakosa amani

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AsajizzleDaGreat said:
Halaf imekaa kiwiz wiz kinomaaaaaa.Kiwizi vibyaaaa snaaaaaaa.
Kuna siku wife aliomba niongozane nae akachukue mkopo bancABC.

Nikaenda nae nika cheel pemben nawasikiliza wanavyompa michanganu pale weeee.wife hesabu kidogo sio kipaji.Wakamwambia rate yao ya interest kuwa ni 30% kama sijasahau. Sasa 30% ikaonekana kama fare tu na mm huku pemben nikabonyeza calculator yangu.

Nikauliza marjesho kwa mwezi nikauliza time frane ya marejesho nikawapigia mahesabu wale ma banker halaf yakafuata maswal.Nadhan hawakutarajia .Biashara yetu ikaishia pale.

Sina uzoef sana na mikopo ya kibiashara lakin hii mikopo ya wafanyakazi ni WIZI WA MACHO MACHO. Shida zinawaendesha vibaya sana masikin hasa watumishi wa umma linapokuna suala la kukopa bank.NMB pia wapo.

NB
toka siku hiyo nikashauri wife ajiunge vikoba zilizo stable na utaratibu mzuri wa utunzaji pesa kwa mikopo yake hii ya kawaida ya 3m kushuka chini.
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Usinikumbushe nlikopa nmb mil 7 afu nirudishe mil13....sema ndo hivo nlikua nna shida ya kufa mtu....ila naomba sana nsipate shida nikarud tuna kwenye mabenk niishie hukuhuku saccos

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