mkiba does not deal in shares or corporate bonds so how can you talk bout shares. in mkiba there is no agent just direct transactions with the issuer. if you don't know how the market works sema tukusaidie. does the tz government issue bonds of as low as ksh 3k equiv to its citizens through mpesa?
if that's the case then mkiba is no the first and I agree with you. if not then what's your point.