Nawezaje kuwa Wakala wa benki. Mfano NMB na CRDB

[josefast]

Habarini wadau....

Crdb Fahari Huduma ni aina mpya ya uwakala wa kibenk ambapo kwa hivi sasa mteja wa Crdb anaweza kupata huduma za kutoa, kusajiliwa na kuweka pesa kwa wakala bila kufika benki.

Bila shaka baadhi yenu mmelisikia tangazo lao either kupitia Radio 1 or RFA radio etc.
Kwa mwenye uzoefu hebu tudokezane namna ambavyo wakala anavyoweza kupata faida kupitia huduma hyo na changamoto zake.

Habari zenu wakuu,

katika pitapita zangu nimeona mabango ya wakala wa NMB najua humu kuna watu wengi wanaweza nijuza je, vitu gani vinatakiwa ili niwe wakala wa NMB? Je ni mtaji kiasi gani au vigezo vipi kuna maeneo mengi potential kuweka hii biashara.

Natanguliza shukrani

Habari wanajamvi, kwa wanaofahamu, eti ni vigezo gani vinahitajika ila kuwa wakala wa benk hususani nilizozitaja hapo juu,

1) inatakiwa uwe na mtaji kiasi gani kwa benki ya crdb na nmb ili uwe wakala wao (ufanye baadhi ya malipo au deposit kwa niaba yao)?

2) Wanatoa commission kiasi gani?

 

[Polisi]

'ooh, kavae basi suruali. Tena ile naipendaga'

 

[idawa]

Habarini wadau....
Crdb Fahari Huduma ni aina mpya ya uwakala wa kibenk ambapo kwa hivi sasa mteja wa Crdb anaweza kupata huduma za kutoa, kusajiliwa na kuweka pesa kwa wakala bila kufika benki.
Bila shaka baadhi yenu mmelisikia tangazo lao either kupitia Radio 1 or RFA radio etc.
Kwa mwenye uzoefu hebu tudokezane namna ambavyo wakala anavyoweza kupata faida kupitia huduma hyo na changamoto zake.

Huduma hii naisikia sana lakini sijuagi taratibu zake, kwa anaejua tafadhali atufafanulie.

 

[KASHOROBANA]

Huduma hii naisikia sana lakini sijuagi taratibu zake, kwa anaejua tafadhali atufafanulie.

usanii bhana.. wanadai wako kila kitongoji sjawai ata kuwaona, au mpesa ndo fahari huduma? natmai ilikua gear ya kuwin tenda ya kuhudumia mishahara ya serikali

 

[lugendosisty]

Iyo project iko under pipeline ingawa tayari ilishafanyiwa uzinduzi. Muda si mrefu tutapata hizo huduma mtaani kwa selected CRDB Agent baada ya kupata POS.

 

[Ndandidzi]

'ooh, kavae basi suruali. Tena ile naipendaga'

Hapo kwa prosper tu......!

 

[CHANGER]

Vip taratib za kupata uwakala anayefaham atujulishe

 

[MBWA WA MANZESE]

hii kitu CRDB wanaitangaza lakini ni kama walikurupuka bila maandalizi ya kutosha,kuna watu wameomba huo uzushi na kupewa barua za kukubaliwa takribani miezi mitano ni story tu na excuse za ovyo ovyo tu.

 

[josefast]

'ooh, kavae basi suruali. Tena ile naipendaga'

ooh maaama.....teh teh teh yule jamaa anavyojibu anaonekana ni mtu wa deko sana

 

[josefast]

Vip taratib za kupata uwakala anayefaham atujulishe

niliwah kuhudhuria promo yao moja ya huduma hiyo mpya, ili uwe wakala wanasema atleast uwe na capital m.5, biashara nyingne isiyohamishika uwe umeifanya kwa miaka miwili hivi, tin na lesen ya biashara.
Mitaan mawakala tayar washaanza kuibuka inawezekana humu ndani kunawadau wameshakuwa mawakala au wanaifaham vizur hiyo huduma angalau watujuze commission yake inavyokuwa....... hizi ni fursa wakuu simnakumbuka jins m-pesa ilivyoanza kimzahamzaha sahv imekuwa dili..

 

[josefast]

hii kitu CRDB wanaitangaza lakini ni kama walikurupuka bila maandalizi ya kutosha,kuna watu wameomba huo uzushi na kupewa barua za kukubaliwa takribani miezi mitano ni story tu na excuse za ovyo ovyo tu.

Mkuu kuchelewa kujibiwa maombi nafikir nikat ya changamoto zake...benk kuanza kuwa na mwakala mitaani nafikiri nkati ya hatua za kuua huduma za mitandao ya simu i.e m-pesa/tgo pesa ngoja na nmb n posto benk waingie mitaan tuone itakavyokuwa...

 

[kijiichake]

fahari huduma inafaida kuliko hata tigo pesa uwakala wake unapatika tawini mimi ni mmoja wa mawakala

 

[Ngoniboysinai]

Nitawatumia commision zao kwa kila muamala muda si mrefu

 

[masagati]

Nitawatumia commision zao kwa kila muamala muda si mrefu

Tutumie mkuu nasi tujue

 

[Silicon Valley]

Hii biashara / uwakala walio wengi waliomo wanajutia haina mapato ya kutosha sbb kubwa jamii haikuitika vya kutosha na wapinzani ni wengi kwa baadhi ya huduma kama kutuma pesa (mpesa, tigopesa n.k)

 

[Bavaria]

ni kama huduma ya tigopesa au mpesa, kuna comission zake. au huduma za kutoa hela kwenye atm, kuna makaton yake ila wew unalipwa na benki, hurhusiwi kumkata mteja

 

[mirindimo]

Haya hizi hapo details requirements na commission
AGENT BANKING REQUIREMENTS

 INDIVIDUAL/SOLE PROPRIETORS/PARTNERSHIP

National Identity, Passport, Driving License Two passport size photos. Tax Identification Number Certificate of good conduct (individual) Curriculum Vitae of business owners Previous 2 years Business Permits Valid/Current Business License 6 months business statement of account Audited accounts for the last 2 years (if available) Know Your Agent (KYA)

 Limited Company

National Identity, Passport, Driving License Two passport size photos for the directors Tax Identification Number Certificate of good conduct (directors) Curriculum Vitae of business owners VAT registration (if applicable) Certificate of incorporation Articles and memorandum of association Board Resolution to carry out agent banking Annual Turnover from BRELA Audited accounts for the last 2 years Current business license Know Your Agent (KYA) 6 months business statement of account

[TABLE="class: MsoNormalTable"]
[TR]
[TD="width: 252"]
[/TD]
[TD="width: 366, colspan: 2"] COMMISSION FOR AGENT
[/TD]
[/TR]
[TR]
[TD="width: 252"] AMOUNT (BAND)
[/TD]
[TD="width: 186"] DEPOSIT
[/TD]
[TD="width: 179"] WITHDRAWAL
[/TD]
[/TR]
[TR]
[TD="width: 252"] 1,000 - 29,999
[/TD]
[TD="width: 186"]

250​

[/TD]
[TD="width: 179"]

450​

[/TD]
[/TR]
[TR]
[TD="width: 252"] 30,000 - 49,999
[/TD]
[TD="width: 186"]

300​

[/TD]
[TD="width: 179"]

​

500​

[/TD]
[/TR]
[TR]
[TD="width: 252"] 50,000 - 99,999
[/TD]
[TD="width: 186"]

350​

[/TD]
[TD="width: 179"]

550​

[/TD]
[/TR]
[TR]
[TD="width: 252"] 100,000 - 299,999
[/TD]
[TD="width: 186"]

550​

[/TD]
[TD="width: 179"]

1,000​

[/TD]
[/TR]
[TR]
[TD="width: 252"] 300,000 - 499,999
[/TD]
[TD="width: 186"]

1,500​

[/TD]
[TD="width: 179"]

2,000​

[/TD]
[/TR]
[TR]
[TD="width: 252"] 500,000 - 1,000,000
[/TD]
[TD="width: 186"]

2,000​

[/TD]
[TD="width: 179"]

2,500​

[/TD]
[/TR]
[TR]
[TD="width: 252"] Above 1,000,000 Maximum 2,000,000
[/TD]
[TD="width: 186"]

3,000​

[/TD]
[TD="width: 179"]

n/a
​

[/TD]
[/TR]
[/TABLE]
[TABLE="width: 618"]
[TR]
[/TR]
[TR]
[/TR]
[TR]
[/TR]
[TR]

[/TR]
[TR]
[/TR]
[TR]
[/TR]
[TR]
[/TR]
[TR]
[/TR]
[TR]
[TD][/TD]
[/TR]
[/TABLE]

 

[Ngoniboysinai]

Tutumie mkuu nasi tujue

ni hii amount. costomer charges
[TABLE="class: outer_border, width: 500"]
[TR]
[TD]amount
1000-29999
[/TD]
[TD]diposit
500
[/TD]
[TD]withdrawal
1000
[/TD]
[/TR]
[TR]
[TD]30000-49999
[/TD]
[TD]500
[/TD]
[TD]1000
[/TD]
[/TR]
[TR]
[TD]50000-99999
[/TD]
[TD]500
[/TD]
[TD]1000
[/TD]
[/TR]
[TR]
[TD]100000-299999
[/TD]
[TD]1000
[/TD]
[TD]1500
[/TD]
[/TR]
[TR]
[TD]300000-499999
[/TD]
[TD]2500
[/TD]
[TD]3000
[/TD]
[/TR]
[TR]
[TD]500000-1000000
[/TD]
[TD]3000
[/TD]
[TD]5000
[/TD]
[/TR]
[TR]
[TD]above 1000000 maximum 2000000
[/TD]
[TD]5000
[/TD]
[TD][/TD]
[/TR]
[TR]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[/TABLE]

agent commission
[TABLE="width: 500"]
[TR]
[TD]amount
1000-29999
[/TD]
[TD]deposit
250
[/TD]
[TD]withdrawal
450
[/TD]
[/TR]
[TR]
[TD]30000-49999
[/TD]
[TD]300
[/TD]
[TD]500
[/TD]
[/TR]
[TR]
[TD]50000-99999
[/TD]
[TD]350
[/TD]
[TD]550
[/TD]
[/TR]
[TR]
[TD]100000-299999
[/TD]
[TD]550
[/TD]
[TD]1000
[/TD]
[/TR]
[TR]
[TD]300000-499999
[/TD]
[TD]1500
[/TD]
[TD]2000
[/TD]
[/TR]
[TR]
[TD]500000-1000000
[/TD]
[TD]2000
[/TD]
[TD]2500
[/TD]
[/TR]
[TR]
[TD]a
bove 1000000 maximum 2000000
[/TD]
[TD]3000
[/TD]
[TD][/TD]
[/TR]
[/TABLE]
haya kazi kwenu wadau mnaotaka hii biashara ya crdb.

 

[John L. Mihambo]

ni hii amount. costomer charges
[TABLE="class: outer_border, width: 500"]
[TR]
[TD]amount
1000-29999[/TD]
[TD]diposit
500[/TD]
[TD]withdrawal
1000[/TD]
[/TR]
[TR]
[TD]30000-49999[/TD]
[TD]500[/TD]
[TD]1000[/TD]
[/TR]
[TR]
[TD]50000-99999[/TD]
[TD]500[/TD]
[TD]1000[/TD]
[/TR]
[TR]
[TD]100000-299999[/TD]
[TD]1000[/TD]
[TD]1500[/TD]
[/TR]
[TR]
[TD]300000-499999[/TD]
[TD]2500[/TD]
[TD]3000[/TD]
[/TR]
[TR]
[TD]500000-1000000[/TD]
[TD]3000[/TD]
[TD]5000[/TD]
[/TR]
[TR]
[TD]above 1000000 maximum 2000000[/TD]
[TD]5000[/TD]
[TD][/TD]
[/TR]
[TR]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[/TABLE]

agent commission
[TABLE="width: 500"]
[TR]
[TD]amount
1000-29999[/TD]
[TD]deposit
250[/TD]
[TD]withdrawal
450[/TD]
[/TR]
[TR]
[TD]30000-49999[/TD]
[TD]300[/TD]
[TD]500[/TD]
[/TR]
[TR]
[TD]50000-99999[/TD]
[TD]350[/TD]
[TD]550[/TD]
[/TR]
[TR]
[TD]100000-299999[/TD]
[TD]550[/TD]
[TD]1000[/TD]
[/TR]
[TR]
[TD]300000-499999[/TD]
[TD]1500[/TD]
[TD]2000[/TD]
[/TR]
[TR]
[TD]500000-1000000[/TD]
[TD]2000[/TD]
[TD]2500[/TD]
[/TR]
[TR]
[TD]a
bove 1000000 maximum 2000000[/TD]
[TD]3000[/TD]
[TD][/TD]
[/TR]
[/TABLE]
haya kazi kwenu wadau mnaotaka hii biashara ya crdb.

Duh! Si nikama M-Pesa tu?

 

[josefast]

hii kitu baadae si haba itakuwa ni dili hatare kuipata mpaka uhonge wakt sahiv ni bure