anajua kila kitu ila anajaribu kumlinda sanga ambaye ni mwizi wa kuaminika.hii ni familia ya philemon luhanjo ambaye ni katibu mkuu ofisi ya rais.wanakula matunda yao kwa jasho letu.
PSPF, LAPF wamefuliaje?
PSPF, LAPF wamefuliaje?
- Thread starter RealTz77
- Start date
KUNANI PALE TGA
Senior Member
- Feb 6, 2009
- 138
- 7
jamani nimesikia juzi kwamba fedha zetu za pension haziko salama,na hizo nssf,ppf na kadhalika ziko katika hali mbaya ya liquidify,hayo yalisemwa na waziri wet mtaalamu mkullo.sasa leo alipoulizwa na waandishi wa habari,ati ana sema wamempakazia,yeye hajasema hivyo.kweli mimi namashaka,hizo hela zimeliwa na mafisadi. tanzania kweli kwa namna hii tutapona?
PakaJimmy
JF-Expert Member
- Apr 29, 2009
- 16,199
- 8,761
1. Rekebisha kichwa cha thread. 2.Mke wangu aliacha kazi mahali akiwa chini ya NSSF, na sasa ni miezi 4 toka alipostahili kupewa cheque, na kila wakimpangia tarehe wanasongesha mbele kwa madai kwa visababu visivyoelezeka! Wamekopeshana hela yetu kinyemela nadhani hawa!
Tumain
JF-Expert Member
- Jun 28, 2009
- 3,154
- 71
Inawezekana wale staff wanataka rushwa kidogo siyo kwamba hawana hela za kukulipa...just komaa nao wakupe sababu za kutokukupa cheque...pension is your right..ujue uli-contribute pale...
PakaJimmy
JF-Expert Member
- Apr 29, 2009
- 16,199
- 8,761
Sasa why the hell niwape rushwa washenzi wale....!!!Ngoja nitafute hela za moto halafu nikawashikishe ukuta!....wanaboa bana!
KUNANI PALE TGA
Senior Member
- Feb 6, 2009
- 138
- 7
sasa being a financial minister,atakujaje na double standard statements?au yeye hajui kule kinachotokea,au jamaa anaropoka tu? kama hiyo?ina maana pesa zetu zinakwenda wapi?na jamaa wanapata ma interset kibao?paka jimmy labda ndio mambo ya hakuna hela,ndio wanamzungusha....
Tumain
JF-Expert Member
- Jun 28, 2009
- 3,154
- 71
Hata kama waki-filisika..wastaafu watalipwa na serikali (Gurantor) kinachotakiwa ni wastaafu kukomaa nao kwakuwa sheria iko wazi...
issue ya pakajimy nafikiri ni operation problem rather than financial problem.
KUNANI PALE TGA
Senior Member
- Feb 6, 2009
- 138
- 7
tumain sasa serikali si hawo hawo?yaani wao wakifilisika,kweli serikali ita tu resque,ambapo they are two facets of a coin.....
BAK
JF-Expert Member
- Feb 11, 2007
- 124,790
- 288,165
Mkullo`s dramatic U-turn on pension funds situation
By Rodgers Luhwago
18th October 2009
Panic, disbelief and anger now engulf some employees following a shocking statement made by Minister for Finance and Economic Affairs Mustafa Mkullo in Arusha on Friday, that some public pension funds are financially unstable.
Shortly thereafter, several individuals who declined to reveal their names made phone calls to The Guardian on Sunday's news desk, the common thread of their sentiments being that "the government is grossly irresponsible".
Opening the annual Parastatal Pension Fund (PPF) conference for members and stakeholders, the minister was quoted to have mentioned PSPF and LAPF as social security funds that were experiencing financial problems to the level that may force the Government to bail them out.
One of the callers was a fuming, high profile bank official who said by making the statement, the minister showed how irresponsible he was when it comes to serious matters directly touching people's lives.
"We have been contributing money to the social security funds hoping to relieve our lives' hardships upon retirement. Now, what message does the minister communicate to us when he says the pension funds have started experiencing liquidity problems? "
She angrily added: "The minister should tell us about the whereabouts of our money, considering the fact that some of us are about to retire from service."
She furthermore said that poor performance by the social security schemes emanated from haphazard investment decisions combined with poor record keeping, as well as lack of accountability by officials running them. Most of the callers said they no longer trusted the pension funds unless the government assured them that their post-retirement dues were secure.
However, in what appeared to be a dramatic U-turn, Minister Mkullo strongly denied having said some pension funds were financially unstable to an extent of needing bailout, blaming the media for misquoting him.
"I never said that some pension funds have started experiencing liquidity problems in my speech in Arusha. There is nowhere in my speech where I made such remarks," said Mkullo in a brief telephone interview, adding that a section of the media exaggerated the matter.
He added: " I would like to assure the public that no pension fund is financially unstable as it was reported, and that therefore a bailout plan is immaterial."
According to Mkullo, some lecturers who attended the conference demanded that the PPF Act be reviewed so that payment systems can be the same as those used by others, such as the National Social Security Fund (NSSF).
According to Mkullo, lecturers from higher learning institutions complained of receiving little pension compared to low ranking personnel served by other pension funds upon retirement.
" Having lodged the complaints, I told them that the law governing PPF operations was very specific and different from the laws governing the activities of other pension funds,' he said. However, contributing to the subject an economist from the University of Dar es Salaam, Dr Semboja Haji, said such poor performance of the pension schemes in question may have resulted from lack of expertise on the side of officials on how to run them.
He added that what has befallen the pension funds may be no different from the fate that befell the National Insurance Corporation (NIC). He cited lack of accountability, conducive legal framework and failure of trusted executives to adhere to the leadership ethics as among the factors that might have caused the negative state of affairs.
The local economist also said running pension schemes requires high discipline that is supported by certain internationally accepted regulations. He said if anyone tempered with those regulations, the consequences would be horrendous. However, he could not get into the details about the regulations.
Prof Ibrahim Lipumba, the Civic United Front( CUF) national chairman who is also an economist supported Dr Haji's arguments, saying failure to stick to the leadership ethics by the executives is a central factor accounting for poor performance of some pension funds .
Giving an example, Prof Lipumba said at one time some pension schemes were blamed for lending money to some businessmen who invested in projects whose returns were doubtful.
"If a pension schemes decides to invest in any project then such area of investment must be very safe or else at the end of the day it may fail to pay its members their benefits. As far as I am concerned, I think this is an aspect that creates problems when it comes to the operations of these pension schemes," he said.
Prof Lipumba said he was not certain if there was any auditing of the assets belonging to the pension funds to establish their actual value compared to the cost incurred in setting them up.
"There has been a tendency of inflating the cost when these pension funds are setting up certain investments and very unfortunately there has never been any auditing to establish the truth. Billions of cash get swindled by leaders trusted to run these schemes through those investments,' he said.
SOURCE: GUARDIAN ON SUNDAY
By Rodgers Luhwago
18th October 2009
Panic, disbelief and anger now engulf some employees following a shocking statement made by Minister for Finance and Economic Affairs Mustafa Mkullo in Arusha on Friday, that some public pension funds are financially unstable.
Shortly thereafter, several individuals who declined to reveal their names made phone calls to The Guardian on Sunday's news desk, the common thread of their sentiments being that "the government is grossly irresponsible".
Opening the annual Parastatal Pension Fund (PPF) conference for members and stakeholders, the minister was quoted to have mentioned PSPF and LAPF as social security funds that were experiencing financial problems to the level that may force the Government to bail them out.
One of the callers was a fuming, high profile bank official who said by making the statement, the minister showed how irresponsible he was when it comes to serious matters directly touching people's lives.
"We have been contributing money to the social security funds hoping to relieve our lives' hardships upon retirement. Now, what message does the minister communicate to us when he says the pension funds have started experiencing liquidity problems? "
She angrily added: "The minister should tell us about the whereabouts of our money, considering the fact that some of us are about to retire from service."
She furthermore said that poor performance by the social security schemes emanated from haphazard investment decisions combined with poor record keeping, as well as lack of accountability by officials running them. Most of the callers said they no longer trusted the pension funds unless the government assured them that their post-retirement dues were secure.
However, in what appeared to be a dramatic U-turn, Minister Mkullo strongly denied having said some pension funds were financially unstable to an extent of needing bailout, blaming the media for misquoting him.
"I never said that some pension funds have started experiencing liquidity problems in my speech in Arusha. There is nowhere in my speech where I made such remarks," said Mkullo in a brief telephone interview, adding that a section of the media exaggerated the matter.
He added: " I would like to assure the public that no pension fund is financially unstable as it was reported, and that therefore a bailout plan is immaterial."
According to Mkullo, some lecturers who attended the conference demanded that the PPF Act be reviewed so that payment systems can be the same as those used by others, such as the National Social Security Fund (NSSF).
According to Mkullo, lecturers from higher learning institutions complained of receiving little pension compared to low ranking personnel served by other pension funds upon retirement.
" Having lodged the complaints, I told them that the law governing PPF operations was very specific and different from the laws governing the activities of other pension funds,' he said. However, contributing to the subject an economist from the University of Dar es Salaam, Dr Semboja Haji, said such poor performance of the pension schemes in question may have resulted from lack of expertise on the side of officials on how to run them.
He added that what has befallen the pension funds may be no different from the fate that befell the National Insurance Corporation (NIC). He cited lack of accountability, conducive legal framework and failure of trusted executives to adhere to the leadership ethics as among the factors that might have caused the negative state of affairs.
The local economist also said running pension schemes requires high discipline that is supported by certain internationally accepted regulations. He said if anyone tempered with those regulations, the consequences would be horrendous. However, he could not get into the details about the regulations.
Prof Ibrahim Lipumba, the Civic United Front( CUF) national chairman who is also an economist supported Dr Haji's arguments, saying failure to stick to the leadership ethics by the executives is a central factor accounting for poor performance of some pension funds .
Giving an example, Prof Lipumba said at one time some pension schemes were blamed for lending money to some businessmen who invested in projects whose returns were doubtful.
"If a pension schemes decides to invest in any project then such area of investment must be very safe or else at the end of the day it may fail to pay its members their benefits. As far as I am concerned, I think this is an aspect that creates problems when it comes to the operations of these pension schemes," he said.
Prof Lipumba said he was not certain if there was any auditing of the assets belonging to the pension funds to establish their actual value compared to the cost incurred in setting them up.
"There has been a tendency of inflating the cost when these pension funds are setting up certain investments and very unfortunately there has never been any auditing to establish the truth. Billions of cash get swindled by leaders trusted to run these schemes through those investments,' he said.
SOURCE: GUARDIAN ON SUNDAY
Kang
JF-Expert Member
- Jun 24, 2008
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MchunguZI
JF-Expert Member
- Jun 14, 2008
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Tulichosema siyo utabiri naona sasa mambo yanajionyesha wazi. PPF are trying to drive others.
Hapo sasa Minister na watetezi wake mutasemaje?
-------------------------------------------------
LAPF denies minister's statement on fund's finances
By Faraja Jube, Dodoma and Florence Mugarula, Daressalaam
The Local Authority Pension Fund (LAPF) has refuted reports that it was
facing financial difficulties, contrary to what has been said.
This refutation comes a day after the minister for Finance and Economic
Affairs, Mr Mustafa Mkulo, warned that the Government may be forced to use
its own money to bail it out.
But yesterday, the LAPF marketing and public relations officer, Rehema
Mkamba, said it is financially sound and can sustain itself for the next
30 years.
She spoke in Dodoma as lecturers from higher learning institutions who are
members of the Parastatal Pension Fund (PPF), held a meeting and
threatened to down tools over claims for better pension benefits.
Speaking to Sunday Citizen at the LAPF headquarters in Dodoma, Ms Mkamba
said LAPF will never collapse because its members are contributing as
required and it has solid investments.
She said the recent Actuarial Report by the International Alexander Forbes
firm projected that LAPF would be able to pay the same benefits to its
members without a hitch for the next 30 years.
''This shows that with or without government grants, LAPF will never
collapse. Taking into consideration the number of members, investment
income and cash outflows, LAPF is 90 percent financially sustainable,''
she said.
Mr Mkulo said during the opening of the PPF Conference that the Public
Sector Pension Fund (PSPF) and LAPF, which are regarded as social security
funds with high benefits, have already started to experience liquidity
problems and the Government may be forced to compensate for the losses
resulting from their financial problems.
Part of the Report on the Actuarial Valuation of the LAPF, which was made
available to this paper, projected that the fund is expected (with the
current cash inflows and outflows projection) to still have positive net
cash flows for the feasible future even if the membership was to grow at
an annual rate of three per cent.
Currently LAPF has about 62,000 members out of whom about 1,600 receive
pension. Its monthly membership contributions stand at Sh3.5 billion while
LAPF investment income is Sh12 billion per year.
The monthly pension benefits payments stood at Sh200 million while for
last year new pension payments stood at Sh1.2 million per month. This
translates to Sh12 billion in the last year.
''I cannot believe that the minister can make such a statement as he would
be the first to know if we are experiencing financial difficulties,'' she
said.
She added that the statement which she believed was engineered by PPF was
unethical as it was supposed to focus on PPF and not dwell on other funds.
At the Dar es Salaam meeting, the chairman of the University Academic
Staff Association (UDASA), Professor Emmy Assey, said the Government has
been shunning the academicians' problems and there was need for a
deliberate push for change.
He said, earlier the Government had asked them to list down their problems
for presenting to the president and their solutions would be made before
the end of this year.
''We have been promised many times with fruitless results; this time
around we will lay down tools by December if the Government fails to
address our problems,'' said Professor Assey.
He said university lecturers have been living in very poor conditions
after completing their terms in office because of their poor pension
schemes.
According to Professor Assey, all staff of public universities are under
the Parastatal Pension Fund (PPF) which he termed as exploitative and of
little benefit to members.
Dons from public universities who attended the meeting demanded that the
Government move their institutions from PPF to LAPF which, according to
them, was better.
Meanwhile, an economic consultant based in Arusha, Mr Abdul Hussein, told
the Sunday Citizen that he was shocked by the minister's remarks that the
funds' poor financial performance may force the government to intervene by
compensating for any losses suffered.
''How can a government use tax payers' money to pay for losses occasioned
by an obvious act of mismanagement?'' he queried.
SOURCE: SUNDAY CITIZEN, 18 October 2009
Hapo sasa Minister na watetezi wake mutasemaje?
-------------------------------------------------
LAPF denies minister's statement on fund's finances
By Faraja Jube, Dodoma and Florence Mugarula, Daressalaam
The Local Authority Pension Fund (LAPF) has refuted reports that it was
facing financial difficulties, contrary to what has been said.
This refutation comes a day after the minister for Finance and Economic
Affairs, Mr Mustafa Mkulo, warned that the Government may be forced to use
its own money to bail it out.
But yesterday, the LAPF marketing and public relations officer, Rehema
Mkamba, said it is financially sound and can sustain itself for the next
30 years.
She spoke in Dodoma as lecturers from higher learning institutions who are
members of the Parastatal Pension Fund (PPF), held a meeting and
threatened to down tools over claims for better pension benefits.
Speaking to Sunday Citizen at the LAPF headquarters in Dodoma, Ms Mkamba
said LAPF will never collapse because its members are contributing as
required and it has solid investments.
She said the recent Actuarial Report by the International Alexander Forbes
firm projected that LAPF would be able to pay the same benefits to its
members without a hitch for the next 30 years.
''This shows that with or without government grants, LAPF will never
collapse. Taking into consideration the number of members, investment
income and cash outflows, LAPF is 90 percent financially sustainable,''
she said.
Mr Mkulo said during the opening of the PPF Conference that the Public
Sector Pension Fund (PSPF) and LAPF, which are regarded as social security
funds with high benefits, have already started to experience liquidity
problems and the Government may be forced to compensate for the losses
resulting from their financial problems.
Part of the Report on the Actuarial Valuation of the LAPF, which was made
available to this paper, projected that the fund is expected (with the
current cash inflows and outflows projection) to still have positive net
cash flows for the feasible future even if the membership was to grow at
an annual rate of three per cent.
Currently LAPF has about 62,000 members out of whom about 1,600 receive
pension. Its monthly membership contributions stand at Sh3.5 billion while
LAPF investment income is Sh12 billion per year.
The monthly pension benefits payments stood at Sh200 million while for
last year new pension payments stood at Sh1.2 million per month. This
translates to Sh12 billion in the last year.
''I cannot believe that the minister can make such a statement as he would
be the first to know if we are experiencing financial difficulties,'' she
said.
She added that the statement which she believed was engineered by PPF was
unethical as it was supposed to focus on PPF and not dwell on other funds.
At the Dar es Salaam meeting, the chairman of the University Academic
Staff Association (UDASA), Professor Emmy Assey, said the Government has
been shunning the academicians' problems and there was need for a
deliberate push for change.
He said, earlier the Government had asked them to list down their problems
for presenting to the president and their solutions would be made before
the end of this year.
''We have been promised many times with fruitless results; this time
around we will lay down tools by December if the Government fails to
address our problems,'' said Professor Assey.
He said university lecturers have been living in very poor conditions
after completing their terms in office because of their poor pension
schemes.
According to Professor Assey, all staff of public universities are under
the Parastatal Pension Fund (PPF) which he termed as exploitative and of
little benefit to members.
Dons from public universities who attended the meeting demanded that the
Government move their institutions from PPF to LAPF which, according to
them, was better.
Meanwhile, an economic consultant based in Arusha, Mr Abdul Hussein, told
the Sunday Citizen that he was shocked by the minister's remarks that the
funds' poor financial performance may force the government to intervene by
compensating for any losses suffered.
''How can a government use tax payers' money to pay for losses occasioned
by an obvious act of mismanagement?'' he queried.
SOURCE: SUNDAY CITIZEN, 18 October 2009
Gudboy
JF-Expert Member
- Aug 14, 2009
- 867
- 82
hawa jamaa pesa wanazo, tena PSPF najua wao ndio mara nyingi hakuna malalamiko ya wateja kwa kua hawajawekeza sana na wamekua wakiwalipa wateja wao pesa nyingi na kwa wakati, lakini hawa PPF kwa kweli ni kituko, kila siku wanachama wanalalamika hawalipwi pension zao ilhali wanawekeza kwenye majumba, sasa hayo majumba kwanihayalipi? Wanakula tu pesa zetu hawa jamaa
Alwatan
JF-Expert Member
- May 19, 2009
- 409
- 129
Kwa taarifa tu ni kwamba ni mashirika mawili tu yaani PPF na NSSF ndiyo yapo financially sound na yanaweza kuwalipa wanachama wao mafao yote wanayostahili.
PSPF na LAPF waliingia kwenye game kichwa kichwa wakadhani hizi hela ni za kugawa tu kwa wanachama ili wasifiwe bila kufuata kanuni za ma actuary(wataalam wa bima). Malipo wanayolipa PSPF na LAPF yanajulikana toka hii mifuko ilipokua inaanzishwa kuwa yataua mifuko, lakini kwa vile vibosile wapanga sera ndio waliokua karibu na kustaafu humo serikalini wakapitisha hizo formula za ajabu zinazompa mtu aliyechanga millioni 12 maisha yake yote, mafao ya millioni 90.
Na kweli hii miaka kumi iliyopita ni almost vibosile woote waliohusika kuisuka hii mifuko wameshastaafu na kuwaacha zigo wananchi wengine. Kwa kifupi mafao ya PSPF hayalipiki kwa mfuko mchanga kama huo. Sema sisi watanzania kwa vile tunapenda vya bure(rudia DECI na mambo ya kupanda mbegu) tunaishangilia hii mifuko kwa mafao bora, wakati kiuchumi ipo ICU.
Ukweli wa yote watu watakuja kuyajua baada y uchaguzi mkuu 2010, sasa hivi kuna homa ya uchaguzi imeanza na ndio maana waziri amewithdraw statement yake, ila ukweli ndio huo. Hii mifuko miwili LAPF na PSPF inapumulia mashine na kusubiri ruzuku kutoka serikalini. Waliopanga hizo formula zao mbovu wameshastaafu na kuvuta milioni 100 zao, wanaenjoy pensheni zao.
PSPF na LAPF waliingia kwenye game kichwa kichwa wakadhani hizi hela ni za kugawa tu kwa wanachama ili wasifiwe bila kufuata kanuni za ma actuary(wataalam wa bima). Malipo wanayolipa PSPF na LAPF yanajulikana toka hii mifuko ilipokua inaanzishwa kuwa yataua mifuko, lakini kwa vile vibosile wapanga sera ndio waliokua karibu na kustaafu humo serikalini wakapitisha hizo formula za ajabu zinazompa mtu aliyechanga millioni 12 maisha yake yote, mafao ya millioni 90.
Na kweli hii miaka kumi iliyopita ni almost vibosile woote waliohusika kuisuka hii mifuko wameshastaafu na kuwaacha zigo wananchi wengine. Kwa kifupi mafao ya PSPF hayalipiki kwa mfuko mchanga kama huo. Sema sisi watanzania kwa vile tunapenda vya bure(rudia DECI na mambo ya kupanda mbegu) tunaishangilia hii mifuko kwa mafao bora, wakati kiuchumi ipo ICU.
Ukweli wa yote watu watakuja kuyajua baada y uchaguzi mkuu 2010, sasa hivi kuna homa ya uchaguzi imeanza na ndio maana waziri amewithdraw statement yake, ila ukweli ndio huo. Hii mifuko miwili LAPF na PSPF inapumulia mashine na kusubiri ruzuku kutoka serikalini. Waliopanga hizo formula zao mbovu wameshastaafu na kuvuta milioni 100 zao, wanaenjoy pensheni zao.
ZionTZ
JF-Expert Member
- Oct 6, 2009
- 1,283
- 541
ZionTZ
JF-Expert Member
- Oct 6, 2009
- 1,283
- 541
upo juu kaka nimekusoma, sasa what is the difference between LAPF and DECI? coz i dont believe u can get profit of more than 90 milions out of 12 millions just simply as that, so uwezekano ni mkubwa kwamba salio lao halitoshi kuwalipa wateja wao wote kwa mpigo. kwahiyo ni mfumo uleule wa pyramid kama wa deci!
kwa upande mwingine hao wazee waliowashauri hii system nao ni mafisadi tu kama wengine! kweli TZ ni zaidi ya uijuavyo!
Hawa PSPF waliingizwa na YUSUF MANJI kama kawaida yake! Wameuziwa QUALITY PLAZA! Mkugugenzi mkuu(HAWA MMANGA) wa mfuko huo kanunua hayo majumba ya Kufabricate ya Manji(QUALITY PLAZA) hapo PUGU ROAD kwa mabilioni ya pesa za wanachama ambapo hata huo mkataba wa kuuziana umechorwa kiana!
Hii yaweza kuwa ni moja ya sababu ya kufilisika!
Na kama inavyofahamika pia , huku ndiko CHAMA TAWALA na WATAWALA huwa wanajichotea mapesa!
Bwana MKULLO alishawahi kuwa Mkurugenziu WA NPF(sasa NSSF) kwa miaka chungu nzima anajua jinsi ya kuzichota Hizo pesa ndio maan anapinga kurekebisha hiyo formula na kusingizia kuwa itasababisha mifuko ya pensheni kufilisika!
Ukweli ni kwamba mifuko hii ni kama shmba la bibi! wanachama hawafaidiki na mapato ynayotokana na uwekezaji wa fedha zao matokeo yake wanasiasa ambao hato enti hawachagii ndio wanaokuja kuzichota! Kuna wakati waziri Mkuu mstaafu (FREDRIC SUMAYE) alichotewa 50m! ilipobumbuluka wakadai ulikuwa 'MKOPO'!
Manji ndio usiseme! hakopi Bank anakopa kwenye mifuko hii(with minimal Interest) , anajenga Magown ya kufabricate halafu anarudi kuyalangua kwa bei ya mabilioni hao hao waliomkopesha pesa ya kuyajengea!
Kwa mirija yote hii iliyoelekezwa kwenye mifuko hii unategemea nini mwisho wa siku kama sio MUFILISI?
Hii yaweza kuwa ni moja ya sababu ya kufilisika!
Na kama inavyofahamika pia , huku ndiko CHAMA TAWALA na WATAWALA huwa wanajichotea mapesa!
Bwana MKULLO alishawahi kuwa Mkurugenziu WA NPF(sasa NSSF) kwa miaka chungu nzima anajua jinsi ya kuzichota Hizo pesa ndio maan anapinga kurekebisha hiyo formula na kusingizia kuwa itasababisha mifuko ya pensheni kufilisika!
Ukweli ni kwamba mifuko hii ni kama shmba la bibi! wanachama hawafaidiki na mapato ynayotokana na uwekezaji wa fedha zao matokeo yake wanasiasa ambao hato enti hawachagii ndio wanaokuja kuzichota! Kuna wakati waziri Mkuu mstaafu (FREDRIC SUMAYE) alichotewa 50m! ilipobumbuluka wakadai ulikuwa 'MKOPO'!
Manji ndio usiseme! hakopi Bank anakopa kwenye mifuko hii(with minimal Interest) , anajenga Magown ya kufabricate halafu anarudi kuyalangua kwa bei ya mabilioni hao hao waliomkopesha pesa ya kuyajengea!
Kwa mirija yote hii iliyoelekezwa kwenye mifuko hii unategemea nini mwisho wa siku kama sio MUFILISI?
Kaitaba
JF-Expert Member
- Jun 30, 2009
- 915
- 54
Habari hii umeipata kupitia hapa, na chanzo ni mimi nimeituma
MAMA POROJO
JF-Expert Member
- Nov 22, 2007
- 4,974
- 785
PSPF, LAPF wamefuliaje?
Ujenzi wa chuo kikuu cha Dodoma (UDOM) ulikopeshwa mabilioni ya fedha kutoka mifuko ya PSPF, LAPF, PPF na NSSF, ambayo serikali ilitegemea ingeanza kulipa, lakini ukata uliopo serikalini na misaada ya kuendesha serikali ya Tanzania ambayo inategemea nchi za nje ambao bado wanasuasua kuitoa ndiyo inayoiyumbisha mifuko hiyo ya akiba.
Jengo kubwa la Chimwaga, CCM iliuza kwa serikali na kupewa mabilioni ya pesa za pension, kiasi kwamba ilikuwa heri UDOM ingeanza kujenga majengo yake yenyewe kwenye viwanja vingine leo hii adhari za kuchukuwa mikopo ambayo ililipwa CCM isingekuwepo.
Ujenzi wa chuo kikuu cha Dodoma (UDOM) ulikopeshwa mabilioni ya fedha kutoka mifuko ya PSPF, LAPF, PPF na NSSF, ambayo serikali ilitegemea ingeanza kulipa, lakini ukata uliopo serikalini na misaada ya kuendesha serikali ya Tanzania ambayo inategemea nchi za nje ambao bado wanasuasua kuitoa ndiyo inayoiyumbisha mifuko hiyo ya akiba.
Jengo kubwa la Chimwaga, CCM iliuza kwa serikali na kupewa mabilioni ya pesa za pension, kiasi kwamba ilikuwa heri UDOM ingeanza kujenga majengo yake yenyewe kwenye viwanja vingine leo hii adhari za kuchukuwa mikopo ambayo ililipwa CCM isingekuwepo.