Richard Quest : Mpesa never invented by a Kenyan. 😅😅 The truth revealed

[mulisaaa]

Wabongo katika ubora wao, wivu na majungu kama kawa. Ingependeza zaidi kama mngetuambia kwamba M-Pesa chimbuko lake ni Tanzania.

Mkuu ni Britain.😂😂😂 Usibadili mada. Vodafone ndo mmiliki. Nyinyi mli gundua jina😂😂😂🤣😂

 

[Teargass]

Sio tuna lead. Sisi ni wachawi?? Mpesa imefail nchi nyingi ila imekubali EA. Hata Nigeria imefeli. UK wanatumia mfumo wa credit card sehemu zao zote za manunuzi. Hiyo nikwa nchi zote za ulaya. Huo umeshakuwa utamaduni wao.[emoji23][emoji23][emoji23]Tatizo shule haikukusaidia kufikili nje ya box[emoji23][emoji23][emoji23][emoji23]

Kati yangu na wewe nani anaonekana kama mwenye hata hakustep kwenye mlango wa darasa?? Differentiating "R" and "L" ni nzito kwako.

 

[pingli-nywee]

Itakuwa hela mbuzi kwasababu hakujua itakuwa kubwa kiasi gani?

Tetesi limekuwa tangu zamani kwamba hata hawakumpa chochote. Sina uhakika kama ni kweli ila inasemekana aliwa'approach' Safaricom yeye mwenyewe ila wakampuuzilia mbali alafu miezi kadhaa baadaye Safaricom wakazindua M-Pesa. Ngoja ntafanya risechi, kuna wakati mmoja zamani kidogo niliona kwamba kuna kesi ilikuwa imewasilishwa mahakamani Kenya dhidi ya Safaricom. Sijui kuliendaje hizo habari zikazamia kusikojulikana.

 

[kennedy0000]

Mpesa and Safaricom success gives these bongolala sleepless nights.

Remember, Safaricom half year profits is greater than the full year profits of all companies listed on DSE... combined.

 

[mulisaaa]

Mnabishana nini na facts zote zipo?

In 2002, researchers at Gamos and the Commonwealth Telecommunications Organisation, funded by Department for International Development UK (DFID), documented that in Uganda, Botswana and Ghana, people were spontaneously using airtime as a proxy for money transfer.[6] Kenyans were transferring airtime to their relatives or friends who were then using it or reselling it. Gamos researchers approached MCel[7] in Mozambique, and in 2004 MCel introduced the first authorised airtime credit swapping – a precursor step towards M-Pesa.[8] The idea was discussed by the Commission for Africa[9] and DFID introduced the researchers to Vodafone who had been discussing supporting microfinance and back office banking with Mobile phones. S Batchelor (Gamos) and N Hughes (Vodafone CSR) discussed how a system of money transfer could be created in Kenya. DFID amended the terms of reference for its grant to Vodafone, and piloting began in 2005. A student from Moi University in Kenya came up with a mobile software that could allow people to send, receive, and withdraw money from their mobile devices. Safaricom however convinced the student and bought the rights of ownership of this project hence becoming the sole owners of the patent rights. In April 2007, following a student software development project from Kenya,[10] Safaricom launched a new mobile phone-based payment and money transfer service, known as M-Pesa.[4]
The initial work of developing the product was given to a product and technology development company[11] known as Sagentia. Development and second line support responsibilities were transferred to IBM in September 2009, where most of the original Sagentia team transferred to.
Following a 3-year migration project to a new technology stack, as of 26 February 2017, IBM's responsibilities have been transferred to Huawei in all markets.


M-Pesa - Wikipedia

Source Wikipedia😂😂😂😂😂 Monku atabi kuwa Monku😂😂😂😂Kuku kavishwa kilemba leo. Kuna watu leo watashinda njaa humu😂😂😂😂

 

[jebs2002]

Hahahaha...jamaa kwa kudandia ya watu hawajambo, yananikumbusha ya Mount Kili, eti uko Kenya tu..?!
Ndorobo sana hawa manyang'au..

 

[mulisaaa]

Tetesi limekuwa tangu zamani kwamba hata hawakumpa chochote. Sina uhakika kama ni kweli ila inasemekana aliwa'approach' Safaricom yeye mwenyewe ila wakampuuzilia mbali alafu miezi kadhaa baadaye Safaricom wakazindua M-Pesa. Ngoja ntafanya risechi, kuna wakati mmoja zamani kidogo niliona kwamba kuna kesi ilikuwa imewasilishwa mahakamani Kenya dhidi ya Safaricom. Sijui kuliendaje hizo habari zikazamia kusikojulikana.

Kafanye research jobless. Ukimaliza leta mrejesho😂😂😂

 

[pingli-nywee]

Kati yangu na wewe nani anaonekana kama mwenye hata hakustep kwenye mlango wa darasa?? Differentiating "R" and "L" ni nzito kwako.

[emoji1][emoji1][emoji1][emoji1][emoji1]

 

[mulisaaa]

Hahahaha...jamaa kwa kudandia ya watu hawajambo, yananikumbusha ya Mount Kili, eti uko Kenya tu..?!
Ndorobo sana hawa manyang'au..

Hizi Kunya huwa ziko na matatizo sana. Wazee wa thumb up. Uhuru aki launch kiti utasikia Africa, Africa. Utafikili yeye ni rahisi wa Africa. Yakwake Kenya yamemshinda yupo anaongelea Africa. Hizi kunya leo tumezitoa stopper kwenye malinda lazima ziharishe sana humu😂😂😂

 

[Stroke]

Yep kupitia software development project ambayo ilikuwa bado ipo kwenye masuala ya airtime na sio hela. Safaricom walimhadaa huyo jamaa na wakanunua software yake sijui kwa hela ngapi. I hope hata hapa Jf tunao wale ambao watabuni vitu kama hivyo, iwe mkenya, mtz, mganda sio ishu. Bora tu ije kuwa kwa manufaa ya sisi waafrika.

Umenikumbusha project yangu moja ya mwaka 2008. Ila nona jamaa wameanza kuitumia kidogo kidogo.

 

[Geza Ulole]

Mnabishana nini na facts zote zipo?

In 2002, researchers at Gamos and the Commonwealth Telecommunications Organisation, funded by Department for International Development UK (DFID), documented that in Uganda, Botswana and Ghana, people were spontaneously using airtime as a proxy for money transfer.[6] Kenyans were transferring airtime to their relatives or friends who were then using it or reselling it. Gamos researchers approached MCel[7] in Mozambique, and in 2004 MCel introduced the first authorised airtime credit swapping – a precursor step towards M-Pesa.[8] The idea was discussed by the Commission for Africa[9] and DFID introduced the researchers to Vodafone who had been discussing supporting microfinance and back office banking with Mobile phones. S Batchelor (Gamos) and N Hughes (Vodafone CSR) discussed how a system of money transfer could be created in Kenya. DFID amended the terms of reference for its grant to Vodafone, and piloting began in 2005. A student from Moi University in Kenya came up with a mobile software that could allow people to send, receive, and withdraw money from their mobile devices. Safaricom however convinced the student and bought the rights of ownership of this project hence becoming the sole owners of the patent rights. In April 2007, following a student software development project from Kenya,[10] Safaricom launched a new mobile phone-based payment and money transfer service, known as M-Pesa.[4]
The initial work of developing the product was given to a product and technology development company[11] known as Sagentia. Development and second line support responsibilities were transferred to IBM in September 2009, where most of the original Sagentia team transferred to.
Following a 3-year migration project to a new technology stack, as of 26 February 2017, IBM's responsibilities have been transferred to Huawei in all markets.


M-Pesa - Wikipedia

From Wikipedia right?

 

[mulisaaa]

Kati yangu na wewe nani anaonekana kama mwenye hata hakustep kwenye mlango wa darasa?? Differentiating "R" and "L" ni nzito kwako.

Message sent. Hujui kuwa mobile money ime fail kwenye nchi nyingi za Africa alafu unaongelea UK😂😂😂😂Hivi mzungu mjinga kuona opportunity akaiyacha?? You are just a product of a burst condom from a failed abortion.

 

[mulisaaa]

Umenikumbusha project yangu moja ya mwaka 2008. Ila nona jamaa wameanza kuitumia kidogo kidogo.

Jipe moyo jobless😂😂😂

 

[Geza Ulole]

Sio tuna lead. Sisi ni wachawi?? Mpesa imefail nchi nyingi ila imekubali EA. Hata Nigeria imefeli. UK wanatumia mfumo wa credit card sehemu zao zote za manunuzi. Hiyo nikwa nchi zote za ulaya. Huo umeshakuwa utamaduni wao.😂😂😂Tatizo shule haikukusaidia kufikili nje ya box😂😂😂😂

Achana na mpumbavu ajiulize kama kila mtu angekuwa na bank account Africa? M-Pesa ingekuwa success?

 

[pingli-nywee]

Umenikumbusha project yangu moja ya mwaka 2008. Ila nona jamaa wameanza kuitumia kidogo kidogo.

Wapi, Kenya? Ukiona kitu kama hicho na una ushahidi usisite kufika mahakamani jombaa, usije ukajuta baadaye.

 

[Geza Ulole]

What matters? Source or FACTS? Bring your source with facts.

https://www.standardmedia.co.ke/article/2000104088/kenyan-did-not-invent-famed-m-pesa

 

[Stroke]

Wapi, Kenya? Ukiona kitu kama hicho na una ushahidi usisite kufika mahakamani jombaa, usije ukajuta baadaye.

hapa hapa bongo mkuu, nimeachana nayo, itakuwa ngumu sana kuprove kokote. kwani niliokuwa nawasiliana nao either wameacha kazi, wamehama nchi, na baadhi ya kampuni zimebadili majina zaidi ya mara mbili.

 

[Stroke]

Jipe moyo jobless😂😂😂

ni kweli mkuu, mimi ni mkulima, na ninayo haki ya kupost hapa JF, au sisi wakulima haturuhusiwi kufanya hivyo?

 

[mwaswast]

If M pesa was invented by Britons then why don't they use it UK? Why is it popular in Kenya more than any other nation? Did those whites lack an English word so they settled for the swahili word? This jealousy is the reason mnalead kwa uchawi dunia nzima View attachment 923150

Tanzania leads the world in sorcery manze at 92% na bado utawapata ni waislamu na wakristo yani unafiki wa hali ya juu.

 

[RRONDO]

'Kenyan did not invent famed M-Pesa’

Kuna mahali nimekwambia Mkenya ndio amegundua M-Pesa? Hio Wikipedia unayoidharau ungesoma vizuri hamna sehemu wanasema Mkenya ndio kagundua M-Pesa. Mara ya kwanza nimeona Neno M-Pesa ilikuwa kwenye Bango UK nikashangaa kwa sababu ya neno PESA limeingia vipi? Bango lilikuwa Vodafone M-Pesa. Kwahio najua siku nyingi sana kuwa M-Pesa waliigundua UK.