Je, nyumba bado ni asset ya uhakika kuliko asset zingine zote?

[Mustaphagentleman]

Watanzania Wengi hatulipagi BIMA za Nyumba hasa nyumba binafsi na guest lodge tunadhan mpaka uwe na Gorofa ndo ulipe bima

 

[Richard]

In Mali "asset" kama ilijengwa kwa kulinganisha fursa mbalimbali za uwekezaji/uzalishaji mali na ikaonekana nyumba ni kipaumbele. Kama ilijengwa kwa ajili ya kuweka viti, Mesa, vitanda na kabati la vyombo tunavyopata kwenye harusi halafu familia ikalala na kuanza kuwaze kesho itakuwaje hiyo si asset.

Uko sawa kabisa mkuu, ndiyo maana unatakiwa kama una uwezo uwe na nyumba mbili, moja ya kuishi na ingine ya kuisaidia hii ya kuishi.

 

[Richard]

Watanzania Wengi hatulipagi BIMA za Nyumba hasa nyumba binafsi na guest lodge tunadhan mpaka uwe na Gorofa ndo ulipe bima

Na makampuni ya bima pia sio wabunifu wa biashara zao maana wangeweza kabisa kuuza bidhaa mbalimbali za bima kulingana na aina za wateja.

 

[Mbekenga]

watu wengi walioshindwa kujenga huishia kusema nyumba si lolote ....nimegundua hili ..ukweli unabaki pale pale

1.huwezi kutumia tetemeko la ardhi ambalo linatokea mara moja ndani ya miaka hata 30 ..kuamua kua nyumba sio kitu.

2. oa..zaa watoto..alafu endelea kupanga..halafu itokee mwenye nyumba ajue kuna huna hata msingi wa nyumba, atakupandishia kodi hadi ukome...utahama hama na canter hapa mjini hadi ukome.

hadi ndege wanajenga viota..ndo sembuse mwanadamu...nyumba ni kila kitu..ukishalala kwako utaelewa

Oa, zaa watoto, malizia pesa yako kwenye nyumba ya kuishi, hamia halafu utumbuliwe. Watoto wakianza kuuliza mbona huendi kazini/mbona hujanunua luku/ mbona maji yamekatika n.k utajua kwamba nyumba sio asset in liability

 

[Richard]

watu wengi walioshindwa kujenga huishia kusema nyumba si lolote ....nimegundua hili ..ukweli unabaki pale pale

1.huwezi kutumia tetemeko la ardhi ambalo linatokea mara moja ndani ya miaka hata 30 ..kuamua kua nyumba sio kitu.

2. oa..zaa watoto..alafu endelea kupanga..halafu itokee mwenye nyumba ajue kuna huna hata msingi wa nyumba, atakupandishia kodi hadi ukome...utahama hama na canter hapa mjini hadi ukome.

hadi ndege wanajenga viota..ndo sembuse mwanadamu...nyumba ni kila kitu..ukishalala kwako utaelewa

Mkuu, leo nimecheka sana.

Ila umetoa ujumbe mzito.

 

[evansGREATDeal]

kuwa na idea ya kuwa nyumba ni asset ya muhimu...........
ni uoga wa maisha tu,hamna lolote,.japo mie nipo kwangu

 

[mng'ato]

PPE VS INVESTMENT ASSETS

 

[mng'ato]

Hahaa! Huwa nacheka kimoyomoyo nikiona mfanyakazi aliyejenga nyumba za kupanga halafu akastaf akimwita mpangaji "mheshimiwa" kisa mpangaji katishia kuhama.

Labda huko kwenu ISELAMAGAZI au Kasulu ndo mwenye nyumba anamuita mpangaji mh. Huku mjini hatuishi hivo.

 

[mng'ato]

Nawaheshimu sana wale wahindi wanaopunga upepeo posta ya zamani siku za jumapili, ni mtajiri balaa.

Na wanavaa kawaida tu na kuchomekea shati na kandambili.

Vekesheni kubwa Canada, UK, Dubai, New York (tena kwa ndugu zao na wanasave pesa ya hoteli) etc.

Wengine wanaopanga nyumba za NHC wanazitumia kama nyumba za kupangisha na wenzao wa mikoani ama Tabora au Singida wakija Dar wanapanga kwa muda na mzee anaingiza pesa.

Kwenye zile nyumba vyumbani wanaweka vitanda double decker na maisha yanakwenda, kusave pesa.

Nawaheshimu sana wahindi.

Kwa logic hio natafuta hela usiku na mchana ili iweje? Niwe na hela afu nilalie double deka, nikaenda vacation nifikie kwa ndugu? Hio kwangu haipo, siwezi kua mtumwa wa hela kiasi hicho.

 

[chilundu]

Asset kubwa ya binadamu ni akili yake.

Kama kawaida watu wa nje ya topics ni muhimu

 

[Salary Slip]

Bado ni asset....zikikumbwa na majanga makubwa kama hayo...jamii kwa ujumla inasaidia kurebuld....lakin pia jiulize haya majanga yanatokea mara ngap katika kipindi cha uhai wako?!

Hapa Bongo nani ana-rebuild?Waameambiwa wafanye kazi sasa hapo unatarajia nini?

 

[MR UNINFORMED]

Hapa Bongo nani ana-rebuild?Waameambiwa wafanye kazi sasa hapo unatarajia nini?

Kila zama na kitabu chake....!

 

[ISIS]

Nyumba ni assets. ..wahindi wana kaa kwenye NHC houses lakini abroad wana nyumba ambazo wanachukulia mkopo katika hizo nyumba uko abroad. ..DAKA HIYO MUHIMU. ...tusidanganyike kuwaona wana kaa kwenye viflati. .have a blessed Monday my friends. ..

 

[ISIS]

In Mali "asset" kama ilijengwa kwa kulinganisha fursa mbalimbali za uwekezaji/uzalishaji mali na ikaonekana nyumba ni kipaumbele. Kama ilijengwa kwa ajili ya kuweka viti, Mesa, vitanda na kabati la vyombo tunavyopata kwenye harusi halafu familia ikalala na kuanza kuwaze kesho itakuwaje hiyo si asset.

Itakuwa bado ni asset kwa sababu haangaiki na kodi ya kila mwezi. ..

 

[Lyamber]

Hiyo ni sawasawa na kusema mama wa nyumbani hazalishi economically au hana mchango kwy pato la familia!kitu ambacho sio. Imagine ungekua unalipa kodi mf 300K iyo hela unayoikwepa hapo ndio economic benefit ya kuwa na nyumba.Kwa hiyo nyumba ni asset na inameet definition ya asset hata km hujapangisha au huitumii kwa biashara.

Hapo tunaweza kubishana bure tu kama nyumba haiingizii hela hio inakua ni liability asset ni kitu chochote kile kinachoweza kukuingizia hela duniani kuna vitu viwili asset na liability tu huwezi kuweka mfano wa huyo mmama sababu ni binadamu...

 

[Lyamber]

Fine nimejenga nyumba ya kuishi vp hz pesa nilizokuwa natakiwa kulipia kodi wakati napanga unafikiri nazinywea bia kisa silipi kodi tena? Jibu ni hapana ninaweza kuinvest hzo elsewhere huku sina headache na kama muajiriwa bado mshahara unaingia unaona raha yake?

Bado sio asset, asset ni kitu chchote kile kinachokuingizia hela naona watu wanashindwa kuelewa kitu kidogo sana

 

[Abuu Said]

I declare the interest that "House is an asset"

 

[TUTUO]

Bado sio asset, asset ni kitu chchote kile kinachokuingizia hela naona watu wanashindwa kuelewa kitu kidogo sana

Haya endelea kupanga bwana Kiyosaki halafu unapiga bness ya nyanya ndoo buku moja

 

[Lyamber]

Haya endelea kupanga bwana Kiyosaki halafu unapiga bness ya nyanya ndoo buku moja

Sawa ila unatakiwa kufahamu life sio constant lina dynamics zake za kutosha leo ni buku moja kesho inaweza panda kama haipandi una diversify kwa kitu kingine kama vile kusave hela ya mshahara mwezi huu waweza sav 200,000 mwezi ujao 100,000 mwezi unaofatia ukazitumia zote ukabaki unausubiria wa mwisho wa mwezi mwingine tena...

 

[Silicon Valley]

Is a house an asset or liability ?


If you have a house, paid for or not, that you live in, then it can't be an asset. Instead of putting money in your pocket, it takes money out of your pocket. That is the simple definition of a liability.

By strict accounting definition, a home is an asset. It is something you own that has value. But, in reality, it is much more of a gray area than that.

If you were to ask a group of investors, many of them would say a home is a liability. Investors look at assets as things that can earn you money. If you're living in your home, as opposed to renting it out, it's not really making you money. In fact, it's really a money pit. When a water heater breaks down or the roof needs to be replaced, you're losing money quickly. This thinking, of course, differs from the true accounting definition.