Kenyan Banks dominates mortgage lending in Tanzania

[Tim Choice]

Nachekwa na nani?

Na mkunduo!😛

 

[Kafrican]

KCB nayo ina up its game


KCB reviews mpesa, cuts rates, resumes lending on mobile platform
By Standard Reporter
Updated Wednesday, September 28th 2016 at 14:19 GMT +3
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NAIROBI, KENYA: KCB Bank has enhanced the capacity of its flagship mobile platform KCB MPESA, cut interest rates and resumed lending on the product, effectively boosting the lender’s financial technology agenda.
KCB Group CEO and MD Joshua Oigara said the adjustment on the product which was occasioned by a technical hitch which hit the platform last week affecting disbursement of loans, was meant to guarantee better services and enhance security.
“We took the initiative to disengage the KCB MPESA system in order to undertake a quality assurance exercise as well as optimal development of the system to better serve our 7 million customers. This will enable them enjoy a seamless interactive experience while transacting on KCB MPESA. We apologize to our customers for the inconveniences that this caused” he said adding while KCB M-PESA lending service was unavailable, the rest of the KCB mobile services (Mobi Loan, Kopa Bills, Salary Advance and Mobi Grow) were available.
“The system review now allows the Bank to accommodate more loan requests. We have also enhanced the credit scoring model as our way of deepening uptake of financial services,” said Mr Oigara while announcing that the Bank has resumed lending on the platform.
Since the launch of KCB MPESA in March last year, KCB has extended financial services to over 7million customers, disbursing at least Sh12billion in loans. The average value of loans per customer averages Sh1800.
Following the enactment of the Banking (Amendment) Act 2016 which came into effect mid this month—effectively capping interest rates at not more than 4 per cent of the Central Bank rate—KCB has lowered rates on all its loans to 14 per cent. KCB MPESA loans will now be charged 1.16 percent per month, down from 6 percentpreviously. A one off negotiation fee of 2.5 per cent will also be applied to loan applications. Excise duty (tax) is applicable on the non interest rate fees / negotiation fees, as required by law.
“We have seen a sharp rise in loan requests on all our mobile loans following the decrease in interest rates, meaning the platform remains central in further deepening the financial inclusion agenda,” said Mr Oigara.
See Also: KCB commits Sh35bn to smallholder farmers
As one of the pioneering mobile loan services in East Africa, KCB MPESA is a revolutionary mobile solution to the unbanked, enhancing the financial inclusion agenda of the bank. Latest statistics show that at least 40 percent of the loans processed through KCB MPESA are below Sh500 and 57 percent are below Sh 1000, an indicator that the service is providing affordable finance to users across all income levels.
“Mobile banking, which is a key lever of our digital banking agenda, remains crucial to our growth story in the coming years. From a collaboration perspective, KCB MPESA is a flagship partnership that is redefining the mobile payments space in Kenya,” said Mr Oigara.
KCB MPESA, as a mobile-based account, is accessible by all M-PESA users. Through their mobile phones, over 19 million active M-PESA customers in Kenya are able to access instant micro loans from as low as Ksh 50 to Sh1 million for a period of one month. One does not need to be a KCB Bank customer to enjoy the KCB MPESA service.

 

[rais wako]

Link unataka ya nini, kwani link ndio inakupa mkopo. Taarifa mbona zimetolewa na BOT kwamba benki za Kenya ndio zinaongoza Bongo katika kuwapa Watanzania mikopo. Nenda kapate mkopo wako na uache kiburi, wenzio wanafaidi wewe unabaki na umaskini kwa ajili ya kiburi, wivu na majungu.

Haya link hii hapa
Equity Bank dominates mortgage lending in Tanzania

Hizo pesa za mikopo ni pesa zinazotokana na uwekezaji Wa Kitanzania na watanzania ni circulating money za Tz na wala hazitokani na wakenya sasa wewe kuja kujisifia bank yako kufanya vizuri kutokana na watu waishio Tanzania wanaotegemea uchumi wa Tanzania nakushangaa kidogo .anyway hawawez kopesha wakenya ambao hawana asset au dhamana za kueleweka by the way nyie wez sana
Lakin asanten kwa kuja kuwekeza kwetu

 

[Depay]

Hizo pesa za mikopo ni pesa zinazotokana na uwekezaji Wa Kitanzania na watanzania ni circulating money za Tz na wala hazitokani na wakenya sasa wewe kuja kujisifia bank yako kufanya vizuri kutokana na watu waishio Tanzania wanaotegemea uchumi wa Tanzania nakushangaa kidogo .anyway hawawez kopesha wakenya ambao hawana asset au dhamana za kueleweka by the way nyie wez sana
Lakin asanten kwa kuja kuwekeza kwetu

Nimesema mara nyingi na narudia tena...Afadhali mwizi kuliko mla Albino.Wake up and smell the coffee you lazy hating Danganyikan.

 

[MK254]

Hizo pesa za mikopo ni pesa zinazotokana na uwekezaji Wa Kitanzania na watanzania ni circulating money za Tz na wala hazitokani na wakenya sasa wewe kuja kujisifia bank yako kufanya vizuri kutokana na watu waishio Tanzania wanaotegemea uchumi wa Tanzania nakushangaa kidogo .anyway hawawez kopesha wakenya ambao hawana asset au dhamana za kueleweka by the way nyie wez sana
Lakin asanten kwa kuja kuwekeza kwetu

Wacha mbwembwe nenda kapokee mkopo, kwani benki zetu zikija kuwekeza huko zinategemea wateja wawe Wakenya? Tunawekeza kwa Watanzania ndani ya Tanzania kwa hela za Tanzania. Cha msingi ni mikakati yetu ambayo ni endelevu na yenye malengo ya mbali.
Hapo Bongo sisi Wakenya tunapigana vikumbo na Wahindi, Wachina na Wasouth hadi kieleweke. Kwa kilugha tunasema Omundu-khu-mundu, yaani mwendo pumua nipumue....

 

[rais wako]

Nimesema mara nyingi na narudia tena...Afadhali mwizi kuliko mla Albino.Wake up and smell the coffee you lazy hating Danganyikan.

Waambie ndugu zako waache masifa yasiyo wastahili kujisifia ilihali pesa hizo ni za watanzania wameweka kwenye izo bank kwan kuna pesa ya kikenya humo

 

[rais wako]

Wacha mbwembwe nenda kapokee mkopo, kwani benki zetu zikija kuwekeza huko zinategemea wateja wawe Wakenya? Tunawekeza kwa Watanzania ndani ya Tanzania kwa hela za Tanzania. Cha msingi ni mikakati yetu ambayo ni endelevu na yenye malengo ya mbali.
Hapo Bongo sisi Wakenya tunapigana vikumbo na Wahindi, Wachina na Wasouth hadi kieleweke. Kwa kilugha tunasema Omundu-khu-mundu, yaani mwendo pumua nipumue....

Wanakuja Kukopesha watz kwa sababu tuna dhamana za kueleweka atleast 30% of tanzanian wanamiliki nyumba zao nzuri na almost 80% ya watz tuna ardhi ya kutosha kuombea mkopo sasa wewe ndugu yangu mkenya uombe mkopo kwa dhamana ipi mmejaa ujanja ujanja wa kofoji nyaraka na miaka ya mbele lazima ata KQ ije bongo kujenga HQ maake tutakua ndio kitovu cha uchumi

 

[waltham]

Hizo pesa za mikopo ni pesa zinazotokana na uwekezaji Wa Kitanzania na watanzania ni circulating money za Tz na wala hazitokani na wakenya sasa wewe kuja kujisifia bank yako kufanya vizuri kutokana na watu waishio Tanzania wanaotegemea uchumi wa Tanzania nakushangaa kidogo .anyway hawawez kopesha wakenya ambao hawana asset au dhamana za kueleweka by the way nyie wez sana
Lakin asanten kwa kuja kuwekeza kwetu

you are so illiterate in business matters. how do you start a bank without investing in core capital. how do you get the core capital before you start operations if it not by providing from your own sources!!!

 

[rais wako]

you are so illiterate in business matters. how do you start a bank without investing in core capital. how do you get the core capital before you start operations if it not by providing from your own sources!!!

Think out of box kaka wameingia lini tz na Mikopo wameanza kuitoa lini mpaka kuwekwa kwenye 10 best utaona kua ni muda mrefu na kwa kipindi cha nyuma walikua hawawez kuprovide such a large number of loans but after kupata wateja wengi ambao mostly ni watanzania ndio sasa wameweza kukopesha kiasi icho cha pesa.sasa wewe uliebobea kwenye biashara huwez ata kuflash back ili ujudge hiyo argument yako wewe unabidi urudi shule kaka
Capital yenu mliokuja nayo ilikua not enough kuprovide such loans
By the way refer report ya BOT ya one year before then uone mliprovide loans kiasi gan compared to other banks

 

[waltham]

Wanakuja Kukopesha watz kwa sababu tuna dhamana za kueleweka atleast 30% of tanzanian wanamiliki nyumba zao nzuri na almost 80% ya watz tuna ardhi ya kutosha kuombea mkopo sasa wewe ndugu yangu mkenya uombe mkopo kwa dhamana ipi mmejaa ujanja ujanja wa kofoji nyaraka na miaka ya mbele lazima ata KQ ije bongo kujenga HQ maake tutakua ndio kitovu cha uchumi

I like your illiterate argument. The kenyan companies or south african companies zinazo toka nje kuekeza make their money in the local economies home. makampuni ya kenya kama benki na suprmarkets are among the best performing home ndio zinatoka nje kuekeza to open up more profit streams kwa shareholders wake. Equity is the leading bank in kenya. portfolio ya kupopesha kenya, tz haifiki ata thuluthi moja ya kenya!!!

sasa hapa walikopesha ethiopia au wakenya ndio watokee katika kundi la juu africa!!!

Three Kenyan Banks among the Top 10 Fastest growing lenders in Africa

July 4, 2016 Kenyan WallStreet Market News


The Fastest Growing Banks in Africa 2016
In 2015, many African Banks faced lots of challenges mainly due to tumbling commodity prices and volatile currency movements which contributed to weak performance of most of the continent’s big lenders in the 2016 ranking of The Banker Magazine, a publication of the Financial Times.

Amid these challenges, three Kenyan NSE Listed lenders performed relatively well in the 2016 rankings by recording positive Tier 1 capital growth. Equity Bank has been ranked as the fastest growing lender in Africa with a 29.87% growth and at position 835 globally. Cooperative Bank was the third fastest growing bank in Africa with a 10.94% growth while KCB came in at position 8 with a 2.24% growth as shown in the table below.

Kenya Commercial Bank and Equity Bank both joined the continent’s Top 25 table in 2016 which can be partly be attributed to the performance of the Kenyan shilling in 2015, which declined modestly against the US dollar relative to many other African currencies.South Africa

 

[waltham]

Think out of box kaka wameingia lini tz na Mikopo wameanza kuitoa lini mpaka kuwekwa kwenye 10 best utaona kua ni muda mrefu na kwa kipindi cha nyuma walikua hawawez kuprovide such a large number of loans but after kupata wateja wengi ambao mostly ni watanzania ndio sasa wameweza kukopesha kiasi icho cha pesa.sasa wewe uliebobea kwenye biashara huwez ata kuflash back ili ujudge hiyo argument yako wewe unabidi urudi shule kaka

you are so petty. unafahamu banking sector ya kenya bwana wee!! tanzania mabenki ya kenya yaana wateja kiasi gani. kusema ndio wanaongoza benki za kitanzania hawakusema ukubwa wa lile soko. tanzania ipo kati ya soko ndogo sana africa za benki. misri, algeria, nigeria, south africa na kenya ndio wana masoko mkubwa zaidi africa!!

 

[rais wako]

I like your illiterate argument. The kenyan companies or south african companies zinazo toka nje kuekeza make their money in the local economies home. makampuni ya kenya kama benki na suprmarkets are among the best performing home ndio zinatoka nje kuekeza to open up more profit streams kwa shareholders wake. Equity is the leading bank in kenya. portfolio ya kupopesha kenya, tz haifiki ata thuluthi moja ya kenya!!!

sasa hapa walikopesha ethiopia au wakenya ndio watokee katika kundi la juu africa!!!

Three Kenyan Banks among the Top 10 Fastest growing lenders in Africa

July 4, 2016 Kenyan WallStreet Market News


The Fastest Growing Banks in Africa 2016
In 2015, many African Banks faced lots of challenges mainly due to tumbling commodity prices and volatile currency movements which contributed to weak performance of most of the continent’s big lenders in the 2016 ranking of The Banker Magazine, a publication of the Financial Times.

Amid these challenges, three Kenyan NSE Listed lenders performed relatively well in the 2016 rankings by recording positive Tier 1 capital growth. Equity Bank has been ranked as the fastest growing lender in Africa with a 29.87% growth and at position 835 globally. Cooperative Bank was the third fastest growing bank in Africa with a 10.94% growth while KCB came in at position 8 with a 2.24% growth as shown in the table below.

Kenya Commercial Bank and Equity Bank both joined the continent’s Top 25 table in 2016 which can be partly be attributed to the performance of the Kenyan shilling in 2015, which declined modestly against the US dollar relative to many other African currencies.South Africa

These data are from a valid and accepted source? or your just posting some cooked data from Kenyan media

 

[rais wako]

you are so petty. unafahamu banking sector ya kenya bwana wee!! tanzania mabenki ya kenya yaana wateja kiasi gani. kusema ndio wanaongoza benki za kitanzania hawakusema ukubwa wa lile soko. tanzania ipo kati ya soko ndogo sana africa za benki. misri, algeria, nigeria, south africa na kenya ndio wana masoko mkubwa zaidi africa!!

Ebu tupe data hayo mabenk yamekopesha kiasi gani kwa soko LA ndani na nchi zingine apart from Tz ilitujiridhishe kua Tz ni soko dogo

 

[waltham]

These data are from a valid and accepted source? or your just posting some cooked data from Kenyan media

thats the usual crazy tanzania response. ata hii data ya kenyan bank leading mlibisha mpaka mkapewa source kuwa BOT. so find whatever you call credible source. the information there for you. kama lazima itoke kwa watanzia wenzako am sorry!!!

Three Kenyan Banks among the Top 10 Fastest growing lenders in Africa

July 4, 2016 Kenyan WallStreet Market News


The Fastest Growing Banks in Africa 2016
In 2015, many African Banks faced lots of challenges mainly due to tumbling commodity prices and volatile currency movements which contributed to weak performance of most of the continent’s big lenders in the 2016 ranking of The Banker Magazine, a publication of the Financial Times.

Amid these challenges, three Kenyan NSE Listed lenders performed relatively well in the 2016 rankings by recording positive Tier 1 capital growth. Equity Bank has been ranked as the fastest growing lender in Africa with a 29.87% growth and at position 835 globally. Cooperative Bank was the third fastest growing bank in Africa with a 10.94% growth while KCB came in at position 8 with a 2.24% growth as shown in the table below.

Kenya Commercial Bank and Equity Bank both joined the continent’s Top 25 table in 2016 which can be partly be attributed to the performance of the Kenyan shilling in 2015, which declined modestly against the US dollar relative to many other African currencies.South Africa

 

[rais wako]

thats the usual crazy tanzania response. ata hii data ya kenyan bank leading mlibisha mpaka mkapewa source kuwa BOT. so find whatever you call credible source. the information there for you. kama lazima itoke kwa watanzia wenzako am sorry!!!

Three Kenyan Banks among the Top 10 Fastest growing lenders in Africa

July 4, 2016 Kenyan WallStreet Market News


The Fastest Growing Banks in Africa 2016
In 2015, many African Banks faced lots of challenges mainly due to tumbling commodity prices and volatile currency movements which contributed to weak performance of most of the continent’s big lenders in the 2016 ranking of The Banker Magazine, a publication of the Financial Times.

Amid these challenges, three Kenyan NSE Listed lenders performed relatively well in the 2016 rankings by recording positive Tier 1 capital growth. Equity Bank has been ranked as the fastest growing lender in Africa with a 29.87% growth and at position 835 globally. Cooperative Bank was the third fastest growing bank in Africa with a 10.94% growth while KCB came in at position 8 with a 2.24% growth as shown in the table below.

Kenya Commercial Bank and Equity Bank both joined the continent’s Top 25 table in 2016 which can be partly be attributed to the performance of the Kenyan shilling in 2015, which declined modestly against the US dollar relative to many other African currencies.South Africa

Acha blah! Blah! Ebu tupe data za hayo mabenk yamekopesha kiasi gani kwa soko LA ndani ya kenya na nchi zingine apart from Tz ilitujiridhishe kua Tz ni soko dogo

 

[waltham]

Ebu tupe data hayo mabenk yamekopesha kiasi gani kwa soko LA ndani na nchi zingine apart from Tz ilitujiridhishe kua Tz ni soko dogo

kama shule ulifika ebu pitia hii report urudi tena!!!!!

BANKER RANKINGS

• Top 100 Banks in Africa ranking: Africa continues to outperform
  Brian Caplen | 5/01/2015 9:01 am
  The Banker's 2014 ranking of the top African banks demonstrates why returns in the continent are the highest in the world. Nigeria is realising its potential with average return on capital nearing 25%, while South African banks dominate the top positions in terms of Tier 1 capital.
  The Banker’s cover story this month looks at Bob Diamond’s plans to build the leading financial institution in sub-Saharan Africa. A glance at this year’s ranking of the Top 100 African banks will quickly explain why the former Barclays chief would find such a proposition attractive.
  
  Returns in Africa are the highest in the world. Average return on capital in Africa is heading towards 25% – the kind of number global banks scored before the financial crisis but most can only dream about now. This compares with just under 20% for the high-growth Asia-Pacific region, just over 15% for North America and central and eastern Europe, and a paltry sub-5% for western Europe, a return that hardly covers the cost of capital.
  
  What makes the venture even more attractive is that Bob Diamond’s London-listed investment vehicle, Atlas Mara, is buying African banks, uncontested, at book value or below. Investing in Africa is not without its challenges but to get into a high-growth market, with the best returns on capital in the world, at book value does leave a substantial cushion to cover any setbacks.
  
  Nigeria’s rise
  
  In this year’s ranking, the highest scoring bank by return on capital is Ecobank Ghana with a staggering 103% on pre-tax profits of $121.76m. Such a development also bodes well for Atlas Mara; the former chief executive of Ecobank, Arnold Ekpe, who led its rise as a pan-African banking heavyweight, is now chairman of Atlas Mara.
  
  At the other end of the scale, Union Bank of Nigeria – 29.9% of which was bought by Atlas Mara from the Asset Management Corporation of Nigeria, the ‘bad bank’ set up to recover banks that got into difficulties in the Nigerian financial crisis of 2008 – has a return on capital of just 5.87% and a return on assets of 0.38% ranking it 15th and 16th by these metrics, respectively, out of the 17 banks in the Nigeria country table.
  
  Union Bank of Nigeria is actually the former Barclays operation in Nigeria. The bank was nationalised in the 1970s and only privatised again in the 1990s. The macroeconomic and demographic trends together with its new ownership suggest that Union Bank will not be in the lower half of the Nigeria country tables for long.
  
  With close to 180 million people, Nigeria is the seventh most populous country in the world and one that analysts expect to overtake both Pakistan and Brazil to become the fifth largest at some stage – that is if current growth trends continue.
  
  Last year Nigeria overtook South Africa to become the largest economy in Africa, and the 26th largest in the world. With a growing population, much of which lacks access to basic banking services such as deposit and savings accounts, consumer and car loans, and credit, Nigeria presents a huge banking opportunity.
  
  South Africa on top
  
  Topping the Nigerian country table is Zenith, with $3.1bn of Tier 1 capital, an increase of nearly 5% over our 2013 ranking, and a capital level that puts it seventh in the overall ranking. But even though Nigeria overtook South Africa in terms of economic magnitude, South Africa’s banks still dominate the upper reaches of the Top 100 African banks table, commandeering the first four places.
  
  Despite seeing its Tier 1 capital slip by 2.69%, Standard Bank is still handsomely in front with $10.6bn Tier 1 capital, almost 31% more than second placed FirstRand with $8.1bn. Then there is another respective gap of between $2bn and $3bn in capital marking the distance from FirstRand to Barclays Africa and Nedbank in third and fourth places.
  
  Ecobank Transnational Incorporated holds up the top 10 with capital of $2.1bn. The bank is headquartered in Togo but has operations in 36 African countries, more than any other player. Ecobank Nigeria saw profits jump 92% to $64.7m – the second highest in the top African banks by pre-tax profits growth table. Topping this table is Stanbic IBTC Holdings, part of the Standard Bank group, with a 100% uplift in profits to $151m.
  
  Stellar performance
  
  Keeping with the theme of outperformance in Africa, the other nine banks in the highest return on capital table, apart from Ecobank Ghana, all boast returns on capital of between 69% for second placed Faisal Islamic Bank of Egypt and 49% for Kenya’s I&M Bank in 10th position.
  
  Five Kenyan banks are among the 10 African banks with the highest return on assets. All 10 banks have returns on assets of between 5% and 7%. Kenya’s Equity Bank is in pole position with 6.84% as well as holding seventh place in the return on capital ranking with 54.68%. It comes 48th in the Top 100.
  
  The other Kenyan banks in the top 10 for both return on assets and return on capital are I&M Bank – which has returns on assets of 5.14%, exactly the same figure as Kenya Commercial Bank, giving the two banks eighth and ninth placings (Kenya Commercial has higher pre-tax profits giving it the edge in the table) – and Standard Chartered Bank Kenya. Standard Chartered Bank Kenya boasts a return on capital of 51.7%, putting it in ninth place regionally, and return on assets of 6.06%, scoring it an impressive third after Equity and South Africa’s Capitec Bank Holdings.
  
  Outside sub-Saharan Africa, banks from Morocco and Egypt score highly. Groupe Banques Populaire is ranked fifth overall with $3.8bn of Tier 1 capital and its fellow Moroccan top 10 player Attijariwafa Bank lies just behind in sixth position with $3.5bn. Both banks achieved double-digit percentage increases in their capital position in the past year. Finally, Egypt’s strongest player, National Bank of Egypt, came in at number 11 despite an 18% drop in capital to $1.99bn.
  
  
  

 

[waltham]

Acha blah! Blah! Ebu tupe data za hayo mabenk yamekopesha kiasi gani kwa soko LA ndani ya kenya na nchi zingine apart from Tz ilitujiridhishe kua Tz ni soko dogo

kaka mie sio mke wako kwa mitandao au kibaraka chako. vidole unavyo google umesia. nenda kule chimba data na kama habari huna lala kaka!!!

 

[MK254]

Wanakuja Kukopesha watz kwa sababu tuna dhamana za kueleweka atleast 30% of tanzanian wanamiliki nyumba zao nzuri na almost 80% ya watz tuna ardhi ya kutosha kuombea mkopo sasa wewe ndugu yangu mkenya uombe mkopo kwa dhamana ipi mmejaa ujanja ujanja wa kofoji nyaraka na miaka ya mbele lazima ata KQ ije bongo kujenga HQ maake tutakua ndio kitovu cha uchumi

Halafu wewe utaniambia nini kuhusu kughushi wakati sasa hivi Bongo yote mnababaika baada ya rais Magu kuamua kukomaa na suala la kuwatoa watumishi hewa, na ameamua kuwafuata hadi kwa vyeti, mumejaa kwenye kila sekta na vyeti vya kughushi, kuanzia kwa viongozi hadi watu wa usafi maofisini.

Subiri hapo ulipo na cheti chako hicho, anakuja jamaa afu hana msamaha. Watu mumekua na roho nyeusi hadi juzi mnaanzisha akaunti feki ya kupokea misaada kwa ajili ya wahanga wa tetemeko kule Bukoba, mijitu hamna huruma jameni, ufisadi na uchafu wa kila aina, yaani hadi namuonea huruma rais wenu kwa jinsi anavyopambana wakati nyie wenyewe mpo wachafu hadi kupitiliza.
Juzi Magu kashtukiza pale forodhani na kukuta uozo ule ule aliousafisha waziri mkuu umerejea tena kwa fujo, mlishaonja ufisadi sasa mnatafuna kwa pupa, afu huna aibu ukielekeza kidole kwetu eti sisi wajanja wajanja.

 

[Sooth]

Catfights between Kenyans and Tanzanians are boring. We should be working together, not looking down at each other. It is disgusting to compare this and that, just to boast. We might as well be comparing penises, balls, booties and twerking styles!

 

[rais wako]

Halafu wewe utaniambia nini kuhusu kughushi wakati sasa hivi Bongo yote mnababaika baada ya rais Magu kuamua kukomaa na suala la kuwatoa watumishi hewa, na ameamua kuwafuata hadi kwa vyeti, mumejaa kwenye kila sekta na vyeti vya kughushi, kuanzia kwa viongozi hadi watu wa usafi maofisini.

Subiri hapo ulipo na cheti chako hicho, anakuja jamaa afu hana msamaha. Watu mumekua na roho nyeusi hadi juzi mnaanzisha akaunti feki ya kupokea misaada kwa ajili ya wahanga wa tetemeko kule Bukoba, mijitu hamna huruma jameni, ufisadi na uchafu wa kila aina, yaani hadi namuonea huruma rais wenu kwa jinsi anavyopambana wakati nyie wenyewe mpo wachafu hadi kupitiliza.
Juzi Magu kashtukiza pale forodhani na kukuta uozo ule ule aliousafisha waziri mkuu umerejea tena kwa fujo, mlishaonja ufisadi sasa mnatafuna kwa pupa, afu huna aibu ukielekeza kidole kwetu eti sisi wajanja wajanja.

Hiyo kawaida tuu mbona kila sehemu ata kwenu hamjaamua tuu usikute kwenu ndio hatari zaidi maana nyie ndugu zetu ni wezi wezi tuu