Tetesi: Standard Chartered Bank kufunga operation zake Tanzania

[glass amo]

Stan cht utabaki kua n benki Bora Sana kwa retail costumer. Ndo maana huwez kukuta wanaifanya mnada wakuuza assets za costumer

 

[utah jazz]

Nchi inatafunwa kama mchwa

 

[FRANCIS DA DON]

UBER WAMESEPA NA SASA STANDARD CHARTERED. USHUNGI ANAFUNGUA NCHI KWA KASI SANA

Kwani si kuna wengine wataendelea kutoa huduma, shida nini

 

[MoseKing]

Mlisema Magufuli alikua anakimbiza wawekezaji.sasa hawa nao ni Magufuli kawakimbiza?

Kwamba kila kampuni ikifungwa biashara, serikali inahusika.

Mijadala mingine Ni kama ya walevi vichwa panzi.

Benki za Biashara Tanzania zinaogelea kwenye faida. Je, nini kimefanyika awamu ya sita?

Wachumi mtusaidie hili, Hivi mabenki yetu ya biashara kupata faida ya TZS 471B kwa miezi tisa tu,Wakati huko nyuma yalipata TZS 286B kwa mwaka ina maana gani kwa Uchumi wa nchi yetu?Je! ni Vyuma kulegea? Mtakumbuka kwa mara ya mwisho hapa Tanzania mabenki yetu ya biashara kurekodi faida ya...

www.jamiiforums.com

 

[BestOfMyKind]

Ukifuatilia wachangiaji wengi, Kuna tatizo mahala nchi hii.

Ifikie hatua Watanzania tujue nini tunataka kwa wakati gani, aliyofanya Nyerere kwa wakati wake yalikua sahihi kwa wakati huo, Mwinyi, Mkapa, Kikwete na Maguful pia.

Tunatakiwa kujua tunataka nini kwa sisi kujikwamua lakini kutwa nzima watu wanalinganisha serikali zilizopita, unafikiri Kuna Rais atakaa Ikulu na kutulia? Atakua anafanya kama anashindana na mtangulizi wake ilihali alitakiwa kupeleka Tanzania mbele bila kujali nani alifanya nini.

Matokeo yake tunadumaa na kuamini maendeleo ni kumzidi mtangulizi wako.

Tuanze kuilinganisha Tanzania na nchi zilizoendelea, tuangalie mataifa ya ulaya, China na Marekani yako wapi, wanapiga hatua gani za kimaendeleo.

Haya Magenge yetu ni hovyo na yanakua kama laana kizazi hadi kizazi.

Kweli mtu anakaa na kusema fulani kaleta maendeleo sio kama fulani, Tanzania ina maendeleo? Shuwain.

sifa ya anayefuata ni kumzidi mtangulizi wake, kama huwezi unabwaga manyanga. Yaani upokee kijiti halafu uanze kutambaa tena?
Samia ana uwezo wa kufanya vizuri sijui kwanini anavurunda.

 

[Stuxnet]

Bora umechangia kitaalam, siasa zilishapigwa nyingi hapa.

Hii bank inashusha gharama za uendeshaji Kwa kujitoa kwenye masoko ambayo hayana faida. Ni wenyewe wameshindwa kujiendesha na kujiimarisha kwenye soko la TZ. Ushindani umekuwa mgumu na mkubwa

Pia huko middle east wanakimbia.. Angola, Zimbabwe, ivory coast et al

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Hizi ni opportunities kwa regional banks in East Africa. Na unfortunately, Kenya yuko ahead of TZ by far, kuwa na vision na human capacity ya kuvuka mipaka bila "matayarisho ya muda mrefu". Ukienda Congo, then Zimbabwe na Mozambique could be very immediate possibilities. Follow trade chains za gas creating wealth na reli moving raw materials for industrialization.

 

[EMT]

Business rationalization. So they are back to the kind of business, Citibank Tanzania is pursuing.

No individual account, unless linked with a Corporate account (consumer)

No SMEs, (business) and no High Networth (private).

And for corporates, a higher threshold definition. Normally, Corporate Banking targets Multinationals, first with British or European links etc, then Regional Corporates etc, for local, only the top tier. Bakhressa, etc.

Reason: Consumer and Private accounts: probably higher risks associated with high networth individuals whose wealth could present serious challenges to monitor but higher regulatory and reputation risks.

Local corporates and Businesses: difficulties to trace ownership and political influences.

Overall, probably, Stanchart have challenges from NMB, CRDB, DTB, and other Regional banks for competitiveness versus cost of doing business in those categories. So little growth (no appetite) since not much value can they add to what NMB etc are already offering.

Kweli there are all sort of reasons, including the impact of Covid-19 and the regulatory framework.

The markets being cut in Africa generated just 1% of total income in 2021 and a similar proportion of profit before tax. Not worth it for investing.

Standard Chartered is just following other global players in reducing their presence in Africa recently as they struggle to reach scale compared with local counterparts.

Mfano, Uber hawawezi kushindana na bodaboda who dominate the market. Ukiongeza na foleni za magari kwenye makutano ya Mandela na Kilwa Road bora uchukue bodaboda.

Mobile banking/transactions aren't doing any favour to traditional banking. Hata local banks zina-struggle sema hazina namna.

Regulatory framework nayo siyo rafiki. Juzi hapa nimeunga foleni na mteja mmoja Standard Chartered anamtumia mtu nje dola zake chache katakiwa atoe written evidence zinakwenda kwa nani na kwa matumuzi gani.

Kuona hivyo nika-withdrawal zangu na kusafiri nazo mfukoni badala ya kufanya transfer na wala sikuuluzwa airport. Sasa hapo benki itapata faida gani kwa mteja wa kawaida?

Despite investing heavily in digital banking Standard Chartered has found it hard to translate customer acquisition into steady profits. Ina facilities nzuri but wateja hakuna.

Barclays left Africa in 2016, ending its 90-year presence on the continent and I won't be surprised kama Standard Chartered nao wakafungisha virago within the next few years hata huko kwenye corporate banking.

Uchumi wetu bado haujafikia kiwango cha kuvutia global financial players. Tujikite na local players kwanza whilst also reforming our regulatory framework.

 

[Stuxnet]

Kweli there are all sort of reasons, including the impact of Covid-19 and the regulatory framework.

The markets being cut in Africa generated just 1% of total income in 2021 and a similar proportion of profit before tax. Not worth it for investing.

Standard Chartered is just following other global players in reducing their presence in Africa recently as they struggle to reach scale compared with local counterparts.

Mfano, Uber hawawezi kushindana na bodaboda who dominate the market. Ukiongeza na foleni za magari kwenye makutano ya Mandela na Kilwa Road bora uchukue bodaboda.

Mobile banking/transactions aren't doing any favour to traditional banking. Hata local banks zina-struggle sema hazina namna.

Regulatory framework nayo siyo rafiki. Juzi hapa nimeunga foleni na mteja mmoja Standard Chartered anamtumia mtu nje dola zake chache katakiwa atoe written evidence zinakwenda kwa nani na kwa matumuzi gani.

Kuona hivyo nika-withdrawal zangu na kusafiri nazo mfukoni badala ya kufanya transfer na wala sikuuluzwa airport. Sasa hapo benki itapata faida gani kwa mteja wa kawaida?

Despite investing heavily in digital banking Standard Chartered has found it hard to translate customer acquisition into steady profits. Ina facilities nzuri but wateja hakuna.

Barclays left Africa in 2016, ending its 90-year presence on the continent and I won't be surprised kama Standard Chartered nao wakafungisha virago within the next few years hata huko kwenye corporate banking.

Uchumi wetu bado haujafikia kiwango cha kuvutia global financial players. Tujikite na local players kwanza whilst also reforming our regulatory framework.

Asante kwa kulidadavua vizuri maana watu wanaacha realities on the ground wanaingiza siasa

 

[Smart911]

Lisemwalo lipo...

 

[Beeb]

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