DOKEZO BoT, TCRA na TRA hivi hizi Taasisi za Mikopo ya Online zipo Kisheria na zinalipa kodi?

[Mizania]

🤣🤣🤣

 

[Odegard]

Hizi app ziko nyingi sana aisee ukiamua kucheza nao hukosi 1m +
Maana kuna:

1. PesaX
2. M-Safi
3. Zima Cash
4. Twiga Loan
5. Cash X
6. OnePesa
7. Mkopo haraka kwa dakika mbili
8. BongoPesa
9. FiniLoan
10. SilkLoan
11. MkopoFasta
12. Ustawi Loan
13. MkopoWako
14. PesaM Loan
15. Okoa Maisha
16. Branch

Hatari sana ho jamaa

 

[Salary Slip]

Hizi app ziko nyingi sana aisee ukiamua kucheza nao hukosi 1m +
Maana kuna:

1. PesaX
2. M-Safi
3. Zima Cash
4. Twiga Loan
5. Cash X
6. OnePesa
7. Mkopo haraka kwa dakika mbili
8. BongoPesa
9. FiniLoan
10. SilkLoan
11. MkopoFasta
12. Ustawi Loan
13. MkopoWako
14. PesaM Loan
15. Okoa Maisha
16. Branch

Hawa wote huenda ni matapeli tu hawana hata leseni.

 

[Salary Slip]

Walinipa 55k baada ya siku 8 wanataka niwalipe 78k....na hapo siku ya sita ndio walianza vurugu za kunipigia simu zao za mikwara mbuzi.

Imagine from 55k to 78k in 8 days.

Nilifuta app yao na kublock namba zao zote.

Serikali inawalea hawa watu sijui ni kwa masilahi ya nani kwakweli.

 

[Sun Zu]

Mi nimewakopa wote kama 20 hivi nikapata kama 800K wamepiga simu mpaka wamesanda, naona sahivi wameniblacklist hata nikibadili nikope kwa namba nyingine washanijua hawanikopeshi tena

 

[Embezzler]

Unajaza namba wa wadhamini wakati kujisajiri. ndugu, rafiki, mfanyakazi mwenzako n.k hao ndio watatafutwa usipolipa kwa wakati

Siku hizi wenyewe wanaingia kwenye contacts zako na kuchagua wakudhalilishe kwa jamaa yako yupi?
Me i am very smart. Mpaka Sasa hawajapata hata namba moja kwenye contact list yangu. Hata namba yangu ya NIDA hawana.
Siku wakiacha matusi ndio siku ya kuwalipa.

 

[Salary Slip]

Our CFO already published a research article referencing these Spy Loan Apps. You can read more from here:

https://www.researchgate.net/public...Tanzania_and_is_exploiting_Tanzanian_Citizens
and

View: https://medium.com/@brotheralameen/malware-research-shows-that-spyloan-apps-have-entered-tanzania-and-is-exploiting-tanzanian-76ae9d2bb23f

In this research, we see the approach of Spy Loan Malware Apps in Tanzania, fake financial apps used by loan shark scammers who provide high interest rates by laundering money from victims. The threat actors (In this case, the scammers) then use the data to harass their victims who refuse to pay their money by means of extortion and blackmail, while the rest of their data remains in the cloud in China.

Thus, a proof of cyber-espionage happening in Tanzania by the Chinese and the apps being a National Security Threat posed by the Chinese. The article explains what to do by Law if you've fallen victim for this scam as well.

These threat actors use the app to obtain access to your devices contacts and the rest of your device, including your WhatsApp, Gmail and everything (They have full access and control of your device) and send this data to their servers as well. Thus, identifying the app as a malware.

They use your data to contact people in your phone book to harass and intimidate them to contact you to repay their money as well. Furthermore, they can use them to threaten you and cause conflicts. This security research (Since of course, our CFO is both our CFO and Forensic Analyst) shows detailed explanation of how all this happens and how the app does this.

Hii research baada ya kuikamilisha, mliwakilisha kwenye vyombo husika?

 

[julaibibi]

hawa jamaa ni changamoto kwakweli nilikopa pesa juzi marejesho ilikuw leo asubuh lakin kutokana na hali ya hewa na nilipokuw ni changamoto kidogo!!! lakini wakawapigia ndugu zangu wote simu kuwa wananidai na ikiwa hata siku haijapita na msg zao juu!!! hawa jamaa hawana customer care nzurView attachment 2821916

Nahisi nimemuona anayetuma hizo sms.juz nipo kwenye daladala dada mmoja akawa anafoka sana kwenye simu na kumwambia mtu anayeongea nae nanukuu"wewe nimeshakuamnoa lipa kama huamini tutawaambia watu wote kwenye phonebook yako"

 

[Natafuta Ajira]

Siku hizi wenyewe wanaingia kwenye contacts zako na kuchagua wakudhalilishe kwa jamaa yako yupi?

Wakati wa kujisajiri unawapa access ya kureview contacts zako. Kwaiyo watu u aowasiliana nao mara kwa mara wanawaona ndio hao watakaosumbuliwa ukichelewesha malipo

Siku wakiacha matusi ndio siku ya kuwalipa

Mkuu kama ni kweli ulikopa na ukakubaliana na masharti ni busara tu ukawalipa, mtu yoyote ukimcheleweshea malipo yake lazima atakua mkali

 

[Salary Slip]

Our CFO already published a research article referencing these Spy Loan Apps. You can read more from here:

https://www.researchgate.net/public...Tanzania_and_is_exploiting_Tanzanian_Citizens
and

View: https://medium.com/@brotheralameen/malware-research-shows-that-spyloan-apps-have-entered-tanzania-and-is-exploiting-tanzanian-76ae9d2bb23f

In this research, we see the approach of Spy Loan Malware Apps in Tanzania, fake financial apps used by loan shark scammers who provide high interest rates by laundering money from victims. The threat actors (In this case, the scammers) then use the data to harass their victims who refuse to pay their money by means of extortion and blackmail, while the rest of their data remains in the cloud in China.

Thus, a proof of cyber-espionage happening in Tanzania by the Chinese and the apps being a National Security Threat posed by the Chinese. The article explains what to do by Law if you've fallen victim for this scam as well.

These threat actors use the app to obtain access to your devices contacts and the rest of your device, including your WhatsApp, Gmail and everything (They have full access and control of your device) and send this data to their servers as well. Thus, identifying the app as a malware.

They use your data to contact people in your phone book to harass and intimidate them to contact you to repay their money as well. Furthermore, they can use them to threaten you and cause conflicts. This security research (Since of course, our CFO is both our CFO and Forensic Analyst) shows detailed explanation of how all this happens and how the app does this.

Dr. Mwigulu Nchemba hivi kwanini msizuie mitandao ya simu kutumika katika kutoa hiyo mikopo na kupokea marejesho ya hiyo mikopo umiza ya hizi App za mitandaoni?

Au mpaka wapinzani na wanaharakati wapige kelele?

Kwanini mko irresponsible kwa kiwango hiki?

 

[Mzalendo120]

Zipo taasisi za wakulungwa kama Mama Salma Kikwete Foundation, Tulia Trust Foundation, Joketi Foundation, Mo Foundation nk. Sasa hapo unataka sheria za Kodi nani awabanebane hao

 

[sadru hilal]

99% hapo ni kampuni moja hiyo ya wachina wapo Makumbusho pale ila wana app zaidi ya 20 kwa majina tofauti

Makumbusho maeneo gani tupe maelekezo mtaa na jengo usika