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Nala ya juzi... alianza na app ya kurusha pesa na kununua muda wa maongezi hata kama hauna data (mb) na app moja waweza access mitandao yote....Sio maneno yangu mimi nimenukuu tu, Labda wakati anasajili yeye sheria zilikuwa hazijabadilishwa.
Fitna tu za kibongo.Mtu mweusi akiona maslahibyake hayaingii kisa hujampa chake bila kujali faida wala hasara ya buznes yuko tayari kukuharibia ili mkose wote.Hayo hao max wamawapora Udart check utopolo unafanyika huko had kerojamaa alitanuka kimaosoko..kulikua na vision kubwa ya maxmalipo kuwa solutions za malipo ya kidigitali, mifumo ya ukitishaji tiketi kidigitali, luku maji etc etc ila sjui alikwamia wapi..
jamaa alitanuka kimaosoko..kulikua na vision kubwa ya maxmalipo kuwa solutions za malipo ya kidigitali, mifumo ya ukitishaji tiketi kidigitali, luku maji etc etc ila sjui ali
kwamia
Huyo jamaa Benjamin Fernandes ni mtu bright sana,baada ya kumaliza masomo yake kule Marekani alipewa offer ya ajira yenye mshahara fedha inayolingana na sh 40milioni za kitanzania,aliikataa na kuwaambia anataka kujiajiri mwenyewe.Nala ya juzi... alianza na app ya kurusha pesa na kununua muda wa maongezi hata kama hauna data (mb) na app moja waweza access mitandao yote....
Juzi kaja kubadili na kuwa kampuni ya kutuma pesa abroad... anaifanya kama vile WR, WU etc... na kampuni sasa ina ofisi marekani na UK, sizani kama ina ofisi TZ pia ana fanya kazi kama wakala wa kampuni nyingine...
hivyo ili kufanya kazi Tz kwa kampuni toka nje kuna taratibu zake, yeye kampuni yake ni imesajiliwa marekani na uk huku kwengine ana omba vibari vya kufikisha huduma
na anashirikiana na kampuni za fedha ktk nchi husika yani mabenki nazani na kampuni za simu...
haina muda mrefu, labda kama aliifungua miaka ya 90s... nenda youtube kuna kampuni ya habari ya marekani walifanya maohojiano nae akiwa huko huko USA... VOA Swahili
Tanzania’s 28-year-old Benjamin Fernandes is the co-founder of NALA, Africa’s first mobile money application that allows you to make transactions without an internet connection.
At its core, NALA’s mission is about financial inclusion and so far the company’s approach has been characterised by three things: internet-free transfer of money within Africa; a transaction history tool that allows users to make smarter decisions on how and where they spend their money; and cheaper and easier money transfers to countries in Africa from outside the continent.
Three years after the app was first launched in 2018, NALA has approximately 250,000 users in Tanzania and Uganda. The app can now also be used to send money from the UK to Kenya and Uganda, and on 14 June this year, NALA received approval from the Central Bank of Tanzania for diaspora funds to be sent to its third East African country.
As a Tanzanian fintech solution, NALA’s approach is strongly Africanist.
By creating a money transfer platform that uses USSD technology, it is not dependent on internet availability. This is in direct response to the cost of mobile data in Africa, and spotty network coverage in some locations.
In its December 2020 report, the Alliance for Affordable Internet said that Africa as a region continues to rank among the lowest for affordable internet even though it experienced the fastest improvement since 2019. However, while 14 out of 48 African countries are considered to have affordable internet prices, none of these are in East Africa.
NALA’s decision to develop a home-grown platform with affordable money transfer rates was also in response to the higher rates charged by other providers.
“Africa is the lowest income-generating region in the world yet it has the highest transaction rates,” says Fernandes.
Of the $48bn sent to Africa in 2020 by family and friends in the diaspora, $3.3bn was lost in fees. NALA attributes this to the ‘wait and see’ approach of Africans, who expect solutions to be created for them rather than driving innovation themselves.
NALA’S website makes a strong call to reverse this attitude: “As Africans, we’re often underestimated – told to wait for others to solve our problems. Get involved and let’s build something amazing on our terms!”
Mambo ya kifedha yana uhusiano wa moja kwa moja na benki kuu.
Kuna wakati benki kuu huwa wasumbufu sana kwa makampuni.
Nimesikia interview ya Benjamen Fernandes wa NALA, anasema wakati anaomba leseni BOT ilichukua miezi kadhaa mpaka kupatiwa. Kwa nchi nyingine za Afrika Mashariki ilichukua wiki 2 mpaka 3 pekee.
Unaweza kuona jinsi ilivyo ngumu kufanya biashara hiyo hapa Tz sheria zetu bado hazimbebi mwekezaji wa kifedha kidijitali.
Fitina tu, hii Nchi kila kapuku mjuaji.Alikua hapa pia kwenye mwendokasi ikatokea kutokuelewana nao kesi ikapelekwa mahakamani sijui iliisha namna gani.