Kwa miaka 18 sijawahi kushudia ugumu wa biashara kama awamu hii ya Tano

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Every economy runs in two parallel sets that support each other. Black (covert) market or njia za panya and legitimate (open) market. If you kill a black market, legitimate market must suffer. Thats why in countries like Mexico they have not been able to completely abolish drugs trade which operate on black market because that is an 'economy' that support the livelihood of many people. More than probably what the govt could employ.

Magufuli's policy to clean the country has largely killed the black (covert) market and that could be the reason why an economy has suffered an after shock. The economy must now be walking with one leg instead of 'its traditional' two legs!

In order for the economy to rebound, the govt should probably relax it crack down effort, unjail all people who are in prison for charges related to business malpractice, channel more of its next budget on social programs and infrastructural- labor intensive projects etcs to catalyse some economic activities...
More over, a govt must inject more money in creating reliable markets for agricultural products and more inputs for farmers to increase agricultural outputs.
Govt should also provide tax reliefs (rebates) for private (small) companies that will create at least ten new jobs and re hire new workers that their roles will not be related on filling vacancies. These should really be new jobs.

Govt should also provide a 3yrs break for HESLB loan collections at 15%, instead it should reduce the rate to 5%.
This will increase disposable income for graduates who would ultimately spend more. Hence more revenues for businesses and ultimately more taxes for gvt which would ultimately be able it to refinance new students loans...


NB: for every 100,000 Tsh an employee spends earns, nearly 40,000 of it goes back onto govt coffers. That will be in terms of income tax, import duties, VAT and other fees and collections. So if the aggregate annual disposable income of graduates increases by Tsh 100 B as a result of Heslb's freezing of its 15% collections, ultimately the govt must be able to gain 40B as result of this while an aggregate annual (real/ after tax) expenditure will increase by 60B as result of this single govt action.
A marginal aggregate annual expenditure of these graduates valued at 60B means an additional annual revenue/income of 60 B to businesses. This action and other similar actions will help kulainisha vyuma by a margin that will be valued at 60B per annum.
Take 60B and spread to 1,000,000 traders for example, that amounts to an additional annual revenue/income of 60,000Tsh per trader! Who would also spend and create a tertiary income for others in the value chain etc...
That's a ripple effect of a single govt decision and this is how economics works.

Mambo ya multiplier effect kwenye uchumi,Safi sana mchumi

 

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Mada za namna hii ndizo ambazo zinafikirisha na kuleta mijadala ya nguvu...lakini nikwambie kitu ndugu yangu ...hali ya sasa ndiyo hali halisi...kwa miaka mingi watanzania tulikuwa hatuishi maisha halisi....haya ndiyo maisha yenyewe kiuchumi...kwamiaka mingi tulikuwa tunaishi maisha ya wizi wizi...fedha chafu za rushwa bandarini...wizi wa mafuta yasiyolipiwa kodi..tenda za ujanja serikalini...maofisi mengi ya brief case...wizi fedha za umma...kutofanya kaziserikalini na kufanyia mikutano kwenye mahoteli baadala ya ofisini...wizi wa mali za umma...sasa serikali hii imejaribu kuziba mianya hiyo...hakuna tena fedha chafu au za dezo...yaani fedha za aina hiyo zimepungua mno..sasa tunaishi maisha halali...tunatakiwa tufannye kazi...baada ya miaka kumi hivi hali itatengemaa...labda...madalali poleni sana yaani madalali wa nyumba, mashamba na kadhalika...

Wewe ni poyoyo,are you economist hadi utuletee ramli zako hapa? Deteriorations ya hiyo miaka kumi unaijua wewe? Watu wa aina yako ndio mumeharibu uchumi wetu hujui chochote kisa umeajiriwa unalipwa jasho letu

 

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zilikua hazilipwi.tulikua tunapata bilioni 800 mpa trilioni
Kwa sasa ni trilioni na bilioni 300

Toa undezi wako weka takwimu za miezi mitatu ya makusanyo ya TRA tuone hizo billions zako?

 

[Kyatile]

Kuwa specific ili tuweze kuchangia vzuri. Je tatizo ni production cost zimeongezeka?
Je ni masoko yanapatikana kwa shida?
Weka mambo wazi

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[Lukaku Tanzania]

Ungetoa mfano wa hicho unachokisema!

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money is idea..
Kama unaweza kudondosha pesa mahali popote ovyoovyo Fanya wewe nilchokisema kuhusu kauli ya mtoa post ni kwamba sio kweli ila wafanyabiashara wa kitanzania walio wengi hawana biashara au mawazo mbadala hvo akchemka upande flan anakuwa hana pa kukimbilia alafu utaambiwa n mfanyabiashara......

 

[uzeebusara]

Rais Magufuli ataka TRA iache kuwa kamua walipa kodi wachache – Millardayo.com

Rais wa Jamhuri ya Muungano wa Tanzania, Dkt. John Pombe Magufuli amemuapisha Naibu Katibu Mkuu wa Wizara ya Fedha na Mipango atakayeshughulikia sera Adolf Hyasinth Ndunguru na Naibu Kamishna Mkuu wa Mamlaka ya Mapato Tanzania (TRA), Ikulu Jijini Dar es Salaam. Hafla ya kuapishwa kwa viongozi...

millardayo.com

Nina miaka 18 kwenye biashara katika kipindi chote hicho,Nimepitia milima na mabonde.” Yani changamoto” Kitu ambacho ni cha kawaida kwenye biashara yoyote.

Lakini leo nakiri kwamba, Awamu hii imeuwa juhudi za watu wengi kufikia malengo yao kibiashara, Biashara zimeyumba kabisa, Mauzo yameshuka kwa asilimia zaidi ya 70, huku mitaji mingi ya wajasiria mali ikiteketea.

Kinachoogopesha zaidi, Sioni juhudi zozote za makusudi kuokoa hali hii mbaya. Jamaa zangu wengi wameshindwa kulipia school fees,Wengine wameshindwa kulipia mapango ya frem,Wengine ndoa zao zimevunjika na wengine wamepata stroku.
Lakini tukiwasikiliza viongozi wetu wanasema tupo pazuri. Najiuliza pazuri wapi?

Mwanzoni nilijua labda baba anafanyia nyumba usafi, Cha kushangaza tunamaliza miaka tano hali imekuwa tete zaidi ya tulipo toka.

Kuna hitajika jitihada za ziada kwenye uchumi wetu tena kwa speed kubwa la sivyo tutazalisha taifa la wamachinga na wapiga vibomu. Maana soon kodi za pango na serekali hazitalupika tena.

Natamani hii biashara yangu nimpe bure Dr mpango aiendeshe kwa miezi tu ili ajue hali halisi sio kukaa ofisini huku tukimlipa mshahara mnono bila kusaidia uchumi wetu.

Dr. Mpango mweleze rais hali mtaani ni mbaya,Watu tunapiga kazi asubuhi mpaka jioni lakini tunatoka kapa kila siku.

Halafu nimegundua ukiwa na hali mbaya mfukoni na majukumu ndio yanabisha hodi kwa kasi kweli kweli.

Hivi ilani ya chama ndio ilinadiwa kutekeleza hali iwe ngumu hivi? Tukutane mwakani october tuelezane kwa vitendo.

Hali inapozidi kuwa tete si wafanyabiashara tu wanaoathirika bali hata mapato ya nchi huathirika.