Riba ya Benki Kuu yaongezwa hadi 6% kukabiliana na Mfumuko wa Bei

Riba ya Benki Kuu yaongezwa hadi 6% kukabiliana na Mfumuko wa Bei

APEFACE said:
When there's inflation a government through it's central bank it can reduce money circulation by implementing fiscal and monetary policies in an economy.

Monetary policy may include increasing interest rates in borrowing money by commercial banks , which may increase rates to reduce money in an economy hence curbing of inflation.

Fiscal policy implementation may include selling of Govt stocks, securities, treasury bill, bonds at lower rate to reduce money supply in an economy hence reduction of inflation rate.

Also inflation may be reduced by increasing production in an economy to increase exports and reduce imports at the same time to strengthen the balance of payments.
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Happ nakupa 60/100 very good at least umeeleza vzr

Next
 
Bulesi said:
Sina imani na huyu Gavana wa Bot ! The impression I have is that he doesn’t know which instruments to use and their timing in monetary policy to bring price stability to the economy.!!
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Kutokuwa na imani naye haikusaidii pendekeza suluhisho na onesha alipokosea usiongee kama mlevi wa gongo. Governor wa BOT habahatishi.
 
Unapongeza riba unapunguza matumizi

Kiuchumi riba ikiongezeka kasi ya kukopa inapungua hivyo pia matumizi ya watu yanapungua

Matumizi yakipungua na wauza bidhaa hushusha bei au kubaki palepale kwa sababu ya demand ya bidhaa zao kushuka

Huu ndio mwaka wa kwanza BoT kuingia kwenye mfumo wa interest rate based monetary policy

Kila baada ya miezi mitatu BoT itakuwa inaangalia hali ya uchumi na kuamua ikiwa wataongeza au kupunguza interest rate

Robo ya kwanza (Q1) Jan-March walianza na riba ya 5.5% robo ya pili (Q2) Apr-June wamepandisha hadi 6%

Acha tuone robo mbili zilizobaki Jul-Sep (Q3) na Oct-Dec (Q4) itakuwaje
 
APEFACE said:
When there's inflation a government through it's central bank it can reduce money circulation by implementing fiscal and monetary policies in an economy.

Monetary policy may include increasing interest rates in borrowing money by commercial banks , which may increase rates to reduce money in an economy hence curbing of inflation.

Fiscal policy implementation may include selling of Govt stocks, securities, treasury bill, bonds at lower rate to reduce money supply in an economy hence reduction of inflation rate.

Also inflation may be reduced by increasing production in an economy to increase exports and reduce imports at the same time to strengthen the balance of payments.
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A government can also reduce government spending or reduce theft of project money to reduce money in circulation and reduce inflation.
In Tanzania there is rampant theft of government money, which increases money in the hands of individuals. Remember most of this money cannot be banked.
 
Embezzler said:
A government can also reduce government spending or reduce theft of project money to reduce money in circulation and reduce inflation.
In Tanzania there is rampant theft of government money, which increases money in the hands of individuals. Remember most of this money cannot be banked.
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Embezzlement of public funds, your ID tells a lot, you're the one 😁😁😁. (Joke)

Another tool is imposition of tax for the purpose of reducing money in an economy to reduce purchasing power hence curbing of an inflation.
 
kwa akil yangu ndogo ngoja nisemw nachowaz moe kama ye kaongeza riba kwa anaowakopesha ambao bank izo anazokopesha nazo ili zipate faida zitaongez riba zaod kwa wananch wanaokopa huko na wale wa mikop kausha dam wanaoenda kukopa bank ziliokopa bot nazo ztapandsha riba zaid ili zipate faida kidg ivo mwananch wa chin ndo atakwanguka zaid manak wanaokopa weng ni wafanya biashar mitaan weny maduka na biashar ivo lazm na wao kwakua wamekopa wanarjsha marjesho ya riba ya juu na wao wataongez bei bidhaa zao...bila shaka mtaan vyuma vtazd kukaza
 
mkorinto said:
Yaani unaongeza riba ili kudhibiti mfumuko wa bei😀😀.

Yale yale ya kama huwezi kununua mkate,nunua keki.
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Riba ikiwa juu, inawafanya wakopaji wakate tamaa ya kukopa, hivyo kunakuwa na mzunguko mdogo wa pesa. Bidhaa zikiwepo ila hakuna pesa, basi hata bidhaa ama itabaki bei iliyopo yaani haitaongezwa bei au itapunguzwa bei.
 
Auz said:
Riba ikiwa juu, inawafanya wakopaji wakate tamaa ya kukopa, hivyo kunakuwa na mzunguko mdogo wa pesa. Bidhaa zikiwepo ila hakuna pesa, basi hata bidhaa ama itabaki bei iliyopo yaani haitaongezwa bei au itapunguzwa bei.
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Hii ni sawa na kuziba shimo la panya kwa mkate.

Unaona tatizo,badala uumize kichwa unaliingia kwa suluhisho la bei chee,matokeo yake unaonekana maandazi.
Mama yenu pia jana nilisikia anasema ataweka camera ktk traffic lights,police waondolewe maana wanakula sana rushwa😁😁.

Kwahiyo wakopaji wanashida gani na 1% iliyopanda wakati riba husika wanaisogeza kwa wakopaji wao pia??mwisho wa siku ni mkopaji mlaji anajikuta kwenye kiama.
 
mkorinto said:
Yaani unaongeza riba ili kudhibiti mfumuko wa bei😀😀.

Yale yale ya kama huwezi kununua mkate,nunua keki.
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Kwa uchumi wa dunia wapo sahihi ,maana dunia ndio inavyotaka pia itavutia wawekezaji .

Huu ndio uchumi wa dunia.
 
APEFACE said:
When there's inflation a government through it's central bank it can reduce money circulation by implementing fiscal and monetary policies in an economy.

Monetary policy may include increasing interest rates in borrowing money by commercial banks , which may increase rates to reduce money in an economy hence curbing of inflation.

Fiscal policy implementation may include selling of Govt stocks, securities, treasury bill, bonds at lower rate to reduce money supply in an economy hence reduction of inflation rate.

Also inflation may be reduced by increasing production in an economy to increase exports and reduce imports at the same time to strengthen the balance of payments.
Click to expand...
Hizi ni Notes za IFM za Second year
 
Tukiachana na kudhibiti inflation pia inasaidia kuimarisha thamani ya shilingi. Ila suluhisho sahihi na la muda mrefu ni kuongeza exports. Serikali ijikite zaidi kwenye exports za madini na natural resources zingine.
 
Ni hatua mbovu ambayo inaenda waumiza wakopaji ambao wengi ni wafanyakazi (bank za Tanzania faida kubwa ni mikopo ya wafanyakazi) na hawa mikopo yao ni kwa sababu ya matumizi muhimu.

Inflation inaweza sababishwa na mambo mengi lakini sababu kuu ni tatu. Demand pull inflation, cost pull inflation na negative externalities kama corruption.

Demand pull inflation ndio mara nyingi unaikabili kwa kuongeza interest rate ili kupunguza supply of money.

Hata hivyo demand pull inflation yenyewe inasababishwa na mambo mengi (mengine ni makusudi, mfano hoarding).

Sasa kabla ya kuongeza interest rate unatakiwa uangalie vitu viwili elasticity of demand. Kwanza, Je? bei ni sensitive kwa walaji, mfano bei pamoja na kupanda bado watu wananunua bidhaa kwa wingi ina maana hakuna price sensitivity bei ikipanda volumes ya manunuzi inatakiwa kupungua.

Criteria ya pili vipi equilibrium ya supply and demand. Mfano matumizi ya sukari Tanzania ni tonne 600,000 kwa mwaka au on average ni tonne 50,000 hiyo ndio equilibrium ya supply and demand ya mwezi on average (ignoring seasonal variations). Lakini unakuta kwa mwezi nchi inatumia mpaka tonne 70,000 huku bei ya sukari inapanda hapo sasa ndio shida ina maana watu wana hela nyingi.

Umevuka equilibrium (on many items za market basket) na bado hakuna dalili ya price elasticity sokoni dawa ni kuongeza interest riba ya mikopo iende juu na ku trigger mambo mengine ya kupunguza hela kwenye mzunguko wa uchumi.

Sasa wewe unaenda kuongeza interest rate wakati asilimia 75% ya walaji wako wanautapia mlo, wapo sensitive to price, supply ipo chini ya equilibrium kwa sababu kadhaa, kuongeza interests si unaenda kutesa walalahoi.

Badala ya kutatua tatizo unaenda tengeneza tatizo (story ni ndefu, kwenye chanzo cha inflation ya Tanzania) Ila walichofanya BoT ni kwa kukariri badala ya kutumia uelewa.
 
Nchi ambayo ina consumers wengi na wazalishaji kiduchuuuu, mambo ya ongezeko la bei ni kitu kisichoepukika...

Serikali zetu zihamasishe watu wazalishe zaidi, iweke mazingira rafiki kiasi kwamba uzalishaji usiwe mzigo kwa wazalishaji...

Lakini sasa ma nchi yetu haya yamekazana kukopa sana nje, biashara kuiacha kwa makabaila yanayoagiza bidhaa nyingi toka nje n.k
 
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