Security measures za banks ni 2-factor authentication ambayo inakuta unatakiwa kutimiza vigezo viwili; WHAT YOU HAVE and either WHAT YOU KNOW or WHAT YOU ARE.
WHAT YOU HAVE: card, phone, or some other recognized physical thing
WHAT YOU KNOW: usually password, code, OTP, etc.
WHAT YOU ARE: your body's unique features like fingerprints, etc.
So, WHAT YOU HAVE is a must then combine with any of the other two. Haya mambo yamefanyiwa tafiti wakaja na the best viable solution wakati sisi tunaongea kihisia zaidi - "ingekuwa" aka wishes!