Speaking from personal experience..
When approaching 30s kweli pressure ilikua just sana. And I always had a vow kua nkifika 30 I'm gon have a family regardless of my financial status.
By 29, hakuna ramani ilikua inasoma. I told my girlfriend, darling, we need to have a baby,. Akashangaa. Nkamwambia, life ni tight, yes sina life poa sana but sasa hv ndo nina nguvu
Alikataa, baadae around 31 huko akakubali, kimbembe kikaja hakukua na mimba. Tried a whole year b4 bein succesful.
to be honest, with time you get used to it, but mtoto anakupa changamoto ya kupambana zaidi. Every day I wake up at 5 a.m and my little girl anakua macho pia, we have our moments n I leave kwenda kwenye harakati. Its a good feeling wouldn't trade it for nufn.
So
financial services, don't sweat it. Cha muhim upate the right person, ul never feel like you are late, it will be a start to the best chapter of your life